CHSE Odisha Vocational Banking (BANK) case studies
CHSE Odisha Vocational Banking (BANK) · Put your knowledge to work in context.
The CHSE Odisha Vocational Banking (BANK) course is a higher-secondary vocational subject offered under the Council of Higher Secondary Education, Odisha. It is designed for students who want a practical grounding in how banks work rather than a purely academic economics route, and it suits learners aiming at entry-level roles in banks, cooperative credit societies, business correspondents, insurance desks, or further study in commerce and finance. The CHSE Odisha Vocational Banking (BANK) case studies are 5 cases and about 3,883 words.
1Joint Account, Nomination and the Gold Loan Set-Off
A savings account (No. 3102) at a branch in Berhampur stands in the names of Ramesh Patra and his daughter Sasmita Patra with the mandate 'former or survivor'.
811 words, about 4 min2Three Cheques, Three Defects: Stale, Altered and Dishonoured
On 6 May 2025 a hardware trader in Sambalpur lodges three cheques for collection at his branch. Cheque A, dated 20 January 2025 for ₹2,40,000, was handed to him by a customer in January.
782 words, about 4 min3Appraising a Rice Mill: DSCR and Drawing Power
Mahendra Sahu runs a rice mill at Bargarh as a proprietorship. He seeks a cash credit limit of ₹25 lakh and a term loan of ₹40 lakh for a dryer.
735 words, about 4 min4CRR/SLR Shortfall and a Customer's Complaint
At a scheduled commercial bank branch in Bhubaneswar the position on the reporting Friday is: net demand and time liabilities ₹120 crore; cash held in the currency chest ₹1.20 crore; balances with the Reserve Bank of India ₹2.40 crore; and approved government securities held ₹20 crore. The bank applies a cash reserve ratio of 4% and a statutory liquidity ratio of 18%.
764 words, about 4 min5Year-End Cash Shortage and a Pile of Unreconciled Entries
On 31 March 2025 the cash book of a branch shows a cash balance of ₹6,84,200 while the teller's physical cash is ₹6,81,900. Investigation on 1 April reveals five items: (i) a customer's cheque for ₹18,500 deposited on 28 March was credited to her account the same day but returned unpaid on 3 April with the memo 'insufficient funds'; (ii) a standing instruction for an EMI of ₹7,400 was posted twice on 31 March; (iii) a clearing difference of ₹11,000 was left in the suspense account on 30 March; (iv) bank charges of ₹472 for a demand draft were recovered in cash but not entered in the books; and (v) a peon's salary advance of ₹2,300 paid in cash was not recorded at all.
791 words, about 4 min