CHSE Odisha Vocational BFSI (BC/BF) study plan

Define the core functions of a bank and distinguish commercial, cooperative, and regional rural banks in the Indian context, writing a one-line definition for each type

Classify at least fifteen financial services (deposits, loans, remittances, locker, bancassurance, mutual fund distribution) into asset, liability, and fee-based categories

Sequence the steps of opening a savings account and a current account, listing the KYC documents required at each step

Explain the difference between a demand deposit and a time deposit, and compute simple interest on a fixed deposit for three different tenors

Trace the life cycle of a cheque from presentation to clearing, and state the reason a cheque may be returned unpaid in at least six distinct scenarios

Describe the operation of NEFT, RTGS, IMPS, and UPI in terms of settlement timing, typical value limits, and availability, without quoting figures you cannot verify

Record a set of ten given transactions in a simple bank ledger and reconcile a passbook against a cash book to locate two planted errors

Prepare a basic balance sheet and profit and loss statement from a list of assets, liabilities, income, and expenses for a small business

Distinguish the seven core principles of insurance (insurable interest, utmost good faith, indemnity, contribution, subrogation, proximate cause, mitigation of loss) and match each to a worked example

Compare life insurance and general insurance products across purpose, term, and claim basis, covering term, endowment, whole life, money-back, motor, health, fire, and marine

Explain the roles of the insurer, insured, agent, broker, surveyor, and third-party administrator in the claim journey

Calculate the premium payable and the claim settlement amount for two indemnity-based scenarios and one benefit-based scenario

Map the primary market and secondary market, naming the regulators and intermediaries involved at each stage of an initial public offering

Distinguish equity shares, preference shares, debentures, bonds, and mutual fund units by risk, return, and voting rights

Summarise the core obligations placed on banks by RBI directions on KYC, cash reserve ratio, statutory liquidity ratio, and priority sector lending

Explain the mandate of SEBI, IRDAI, RBI, and FEMA in relation to banking, securities, and insurance activity