Federal Bank Office Assistant flashcards

32 cards. Read the term and the definition here. The deck at the top of this page is optional.

All A are B converse

In syllogism, 'All A are B' does not imply 'All B are A'; its conventional converse is 'Some B are A'.

Either-or inequality condition

Either-or applies in inequality conclusions when two conclusions share the same subject and predicate, cannot both be true, and together cover every possibility.

Circular seating left direction

When people face the centre of a circle, left is clockwise and right is anticlockwise; when they face outside, left is anticlockwise and right is clockwise.

Rank from both ends

The total number of persons in a row equals the rank from the left plus the rank from the right minus one, counting the same person twice.

Blood relation gender rule

Do not infer gender from a name or profession in blood-relation puzzles; use explicit kinship terms and a standard family-tree notation instead.

Direction net displacement

For perpendicular movements, net displacement is the square root of the sum of the squares of the net east-west and north-south distances.

Successive percentage change

Two successive percentage changes of a percent and b percent equal one change of a + b + ab/100 percent; treat decreases as negative values.

Compound interest formula

Compound interest equals P times [(1 + R/100)^T minus 1], where P is principal, R the annual rate, and T the time in years with annual compounding.

Two-year CI SI difference

With annual compounding, the difference between compound interest and simple interest for two years equals P times (R/100) squared.

km/h to m/s conversion

Multiply a speed in kilometres per hour by 5/18 to convert it to metres per second; multiply by 18/5 for the reverse conversion.

Partnership profit ratio

In a partnership, profit shares are proportional to each partner's capital multiplied by the time that capital remains invested, not to capital alone.

Relative speed opposite directions

When two bodies move towards each other, relative speed is the sum of their speeds; when they move in the same direction, relative speed is the difference.

nCr formula

The number of ways to choose r objects from n distinct objects is n! divided by r!(n minus r)!, because order is not counted.

Subject-verb agreement each

Each, every, either, neither, anyone and nobody are singular and take a singular verb, even when a plural noun follows them.

Present perfect with since

Use the present perfect for an action that began in the past and continues now; since introduces a starting point, while for introduces a duration.

Affect versus effect

Affect is usually a verb meaning to influence; effect is usually a noun meaning a result, though effect can rarely mean to bring about.

Active to passive object

In active-to-passive conversion, the active object becomes the passive subject, the verb becomes be plus past participle, and the agent is optional.

Reported speech tense shift

When the reporting verb is past, present tense in direct speech usually shifts to past, present perfect to past perfect, and will to would.

Parallelism in error spotting

Items joined by and, or, but, or a correlative pair must share the same grammatical form, such as all nouns, all infinitives, or all clauses.

RBI currency note authority

The Reserve Bank of India issues all currency notes except the one-rupee note; the Government of India issues the one-rupee note and all coins.

Repo rate meaning

The repo rate is the rate at which the RBI lends short-term funds to banks against government securities; raising it generally tightens liquidity.

CRR and SLR

CRR is the share of net demand and time liabilities kept as cash with the RBI; SLR is held by the bank in approved liquid assets.

NPA 90-day rule

A loan is classified as a non-performing asset when interest or principal remains overdue for more than 90 days.

DICGC deposit cover

DICGC insures deposits up to 5 lakh rupees per depositor per bank, covering principal and interest, across commercial and cooperative banks.

RTGS minimum amount

RTGS is a real-time gross settlement system for high-value payments; the minimum transaction amount is 2 lakh rupees, with no upper limit.

Federal Bank headquarters

Federal Bank is a private-sector scheduled commercial bank headquartered in Aluva, Kerala; it was founded in 1931 and has a national branch network.

Priority sector lending target

Domestic scheduled commercial banks must lend 40 percent of adjusted net bank credit to priority sectors, including 18 percent to agriculture.

Byte and bit

One byte consists of eight bits; a nibble is four bits, and one kilobyte is conventionally 1024 bytes in binary memory measurement.

IFSC code structure

An IFSC has 11 characters: four identify the bank, the fifth is zero, and the last six identify the branch.

DNS function

The Domain Name System translates human-readable domain names into IP addresses so browsers and other clients can locate servers on a network.

Primary key definition

A primary key is a column or set of columns that uniquely identifies each row in a database table and cannot contain null values.

Phishing definition

Phishing is a fraudulent attempt to obtain sensitive information such as passwords or card details by impersonating a trusted entity in email, messages, or calls.