FPSB Retirement & Tax Specialist case studies
FPSB Retirement & Tax Specialist · Put your knowledge to work in context.
The FPSB Retirement & Tax Specialist is a specialist credential offered within the certification ecosystem of Financial Planning Standards Board India (FPSB India), the body that describes its mission as setting and maintaining professional standards in financial planning, developing qualified professionals, and promoting ethical financial advice. The credential is aimed at practising financial planners and advisers who want to deepen their command of two closely linked areas: building retirement strategies for clients and applying tax rules to financial planning decisions. The FPSB Retirement & Tax Specialist case studies are 5 cases and about 3,182 words.
1Rao's First-Year Decumulation Order
Rao turns 60 next month and will retire from a private company after 32 years. His retirement assets are EPF ₹1.20 crore, NPS ₹60 lakh (of which 40% must be annuitised), equity mutual funds ₹40 lakh with ₹12 lakh unrealised long-term gain, and bank fixed deposits ₹25 lakh earning 7%.
697 words, about 3 min2Fernandes: Sale of Second Flat and 54EC
Fernandes, 52, took voluntary retirement from a manufacturing firm. She owns her primary flat and is selling a second apartment for ₹85 lakh.
587 words, about 3 min3Iyer Business Sale and Disabled Child Trust
Iyer, aged 58 and 56, own a precision-components business. They expect to sell the business in two years for about ₹4 crore, structured as a share sale with long-term capital gains.
661 words, about 3 min4Shah Couple: Old vs New Regime and 80TTB
Shah receives a monthly pension of ₹45,000. Shah has ₹1.20 crore in bank fixed deposits earning 7% and ₹30 lakh in dividend-paying equity shares yielding 2%.
628 words, about 3 min5Chen's Early Retirement Bridge at 50
Chen is 45 and plans to retire at 50. Her portfolio is ₹1.20 crore in equity mutual funds, ₹80 lakh in EPF, ₹30 lakh in PPF, and ₹20 lakh in cash.
609 words, about 3 min