IBPS RRB GBO key terms

A reasoning format where two or more statements are taken as true and then combined to decide which conclusions must logically follow, regardless of whether the statements are factually correct in the real world.

Puzzles that describe family links through statements, symbols, or a chain of relations, and ask you to work out how two named people are related, such as father, sister-in-law, or cousin.

Questions where words or numbers are written in a made-up code following a fixed rule, and you must apply the same rule to encode a new word or to decode a given code back into plain form.

Puzzles that place people around a circle or in a straight row with clues about who sits where, which direction each person faces, and who is next to whom, until one consistent layout fits.

A format where a question is followed by numbered statements, and you decide whether those statements, alone or together, supply enough information to answer it, without actually calculating the final value.

Questions using symbols such as greater than, less than, greater than or equal, less than or equal, and equals in statements, asking which of the given conclusions is definitely true once the symbols are read correctly.

A machine-based puzzle where numbers or words are rearranged step by step by a fixed hidden rule, and you must identify that rule and predict a later step or the final arrangement.

A way of expressing a number as a part of one hundred, used heavily in profit and loss, interest, data interpretation, and any comparison where the base values of the quantities are different.

Interest calculated on the original principal plus the interest already earned, so the amount grows every period; the formula needs principal, rate, time, and the number of compounding periods per year.

Problems linking how long people or machines take to finish a task, using the idea that work done in one day is the reciprocal of the days taken, while efficiency ratios decide each worker's share.

The sum of a group of values divided by how many values there are; questions usually ask for the new average after a value is added, removed, or replaced, or for the missing value.

A set of questions based on a table, bar chart, line graph, or pie chart, where you read values and compute ratios, percentages, or differences to choose the closest answer option.

Problems about combining two or more ingredients of different prices or concentrations; alligation gives the ratio in which the ingredients must be mixed to reach a target price or strength.

Questions about a boat's speed in still water, the speed of the current, and how upstream and downstream journey times differ because the stream either opposes or assists the boat.

A list of numbers that follows a hidden pattern, such as constant differences, squares, or alternating rules; you must spot the rule and supply the missing term or identify the wrong one.

The interest rate at which the Reserve Bank of India lends short-term money to commercial banks against government securities; raising it usually makes loans costlier and cools demand in the economy.

The share of a bank's net demand and time liabilities that must be parked as cash with the Reserve Bank of India, earning no interest, and used by the central bank to control liquidity in the system.

The minimum percentage of net demand and time liabilities that a bank must hold in safe assets such as cash, gold, or approved government securities, kept with itself instead of being lent out.

Marginal Cost of Funds based Lending Rate, the minimum rate below which a bank cannot lend; it is built from marginal cost of funds, negative carry on CRR, operating costs, and a tenor premium.

A loan or advance where interest or principal has stayed overdue for more than ninety days; such accounts stop earning income for the bank and must be covered by provisions.

Know Your Customer, the mandatory process of verifying a customer's identity, address, and risk profile using documents such as Aadhaar, PAN, or passport before opening an account or starting a relationship.

Real Time Gross Settlement, a system in which high-value fund transfers are settled one transaction at a time and instantly through the Reserve Bank of India, with no netting and a two lakh rupee minimum.

A rule requiring banks to give a fixed share of lending, generally forty percent of adjusted net bank credit, to agriculture, small enterprises, education, housing, and weaker sections of society.

Efforts to bring unbanked and under-served people into the formal financial system through basic savings accounts, business correspondents, micro-ATMs, direct benefit transfers, and digital payment channels.

Current Account and Savings Account balances, which pay banks very little or no interest; a high CASA ratio lowers a bank's cost of funds and allows it to lend at more competitive rates.

A passage followed by questions on its main idea, specific details, inferences, tone, and vocabulary, where every answer must be supported by the text rather than by outside knowledge.

A passage with words removed and blank spaces left behind; you select the option that fits each blank both grammatically and in meaning, keeping the surrounding sentences coherent.

A set of numbered sentences presented out of order, which you must rearrange into a coherent paragraph by tracking connecting words, pronouns, and the logical movement from one idea to the next.

A sentence divided into parts, one of which contains a grammatical flaw in tense, subject-verb agreement, preposition, or article; you identify that part without rewriting the whole sentence.

A word closest in meaning to the given word as it is used in the sentence; options often differ only in tone, intensity, or usage, so the surrounding context decides the correct choice.

A fixed expression whose meaning cannot be read literally, such as at the drop of a hat; questions ask you to choose the correct meaning or the phrase that fits a blank naturally.

System software that manages hardware, memory, files, and running programs and gives the user an interface to control the machine; common examples are Windows, Linux, Android, and macOS.

Uniform Resource Locator, the address typed into a browser to reach a webpage, made up of the protocol, the domain name, and often a path pointing to a specific file or page.

Hardware or software that watches incoming and outgoing network traffic and blocks connections not matching the set security rules, protecting a single computer or an entire network from intrusion.

Malicious software such as viruses, worms, ransomware, or spyware, written to damage a device, steal data, or take control of a system without the user's knowledge or consent.

Keeping files on remote servers run by providers such as Google or Microsoft so they can be opened from any device with internet access, instead of existing only on a local drive.

A bit is one binary digit, either zero or one; eight bits together make one byte, the standard unit for storing a single character and for measuring file and memory sizes.

The address of a spreadsheet cell written as a column letter plus a row number, like C5; adding dollar signs fixes the row or column so it stays the same when a formula is copied.