IDBI Assistant Manager key terms

A reasoning format with two premises and a conclusion, where validity depends only on the structure of the statements. Candidates test whether the conclusion necessarily follows from the given statements.

A visual technique that draws sets as overlapping circles to check whether a syllogistic conclusion holds in every possible arrangement of the premises, including unusual overlaps.

A conclusion phrased as 'can be true' rather than 'must be true'. It is accepted if at least one arrangement of the premises makes the statement true.

A reasoning question that describes family links through statements or coded symbols, and asks for the relationship between two named persons after the chain is drawn out.

A problem where a person moves through turns and distances, and the solver must find the final displacement, direction, or shortest distance using a rough sketch and Pythagoras.

A puzzle placing people around a circle or in a row, facing given directions, with clues about neighbours and positions. Solvers fix one anchor person and build outward.

A seating puzzle with people placed in a single row, facing north or south, where left and right depend on facing direction. Clues are applied one at a time to a diagram.

A puzzle assigning people, flats, or objects to numbered floors of a building, solved by treating each floor as a slot and eliminating options from the clues given.

A question where symbols such as @, #, $ stand for comparison signs like greater than or not equal to. The candidate decodes the symbols and judges which conclusion follows.

A reasoning set where numbers or words are rearranged step by step by a fixed hidden rule. The candidate identifies the pattern and predicts a later step or the final arrangement.

A question giving words and their coded forms, from which the letter-shift or substitution rule is deduced and then applied to a new word or sentence.

A sequence of letters, numbers, or symbols with a hidden pattern, where the candidate supplies the missing term or identifies the wrong element in the sequence.

A jumbled string of letters, digits, and symbols followed by questions on positions, counts, and neighbour pairs, testing careful scanning rather than deep logic.

A question where the answer is not the value itself but whether the data in statements I and II, alone or together, are enough to determine it uniquely.

Two equations in x and y are given, and the candidate must decide the ordering between the roots, often by factorising or by comparing sums and products of roots.

A calculation item mixing fractions, powers, and roots under BODMAS, where cancelling and converting to common forms is faster than computing every value exactly.

A question that permits rounding of awkward values to nearby convenient numbers so the answer can be chosen from options without full calculation, saving exam time.

A sequence built on a pattern such as differences, squares, or products, in which exactly one term breaks the rule and must be identified and replaced.

A set based on a table, bar chart, line graph, or pie chart, where several questions require reading values, computing ratios, and applying percentage change accurately.

A data interpretation set presented as a paragraph of text rather than a chart, so the candidate must first extract and tabulate the numbers before answering.

A circular diagram showing shares of a total, usually in degrees or percentages. Questions often convert degrees to absolute values using the given total.

Interest computed only on the original principal for the whole period, using principal times rate times time divided by one hundred, with no compounding.

Interest calculated on principal plus previously earned interest, so the amount grows geometrically. Half-yearly and quarterly compounding change the rate and period used.

The value today of a future sum after removing interest over the given period. Banks use it to judge what a future receipt or payment is worth now.

A problem where individuals or pipes complete a task at given rates, and the solver combines rates as reciprocals to find joint completion time or days absent.

A work problem with inlet and outlet pipes, where filling rates are positive and emptying rates negative, and the net rate gives the time to fill or empty a tank.

A speed problem distinguishing downstream speed, which adds current speed to boat speed, from upstream speed, which subtracts it, used to find times or distances.

A passage with blanks, each to be filled by the option that fits the grammar and meaning of the surrounding sentences, often testing connectors and collocations.

A set of numbered sentences that must be rearranged into a coherent paragraph, using opening clues, pronoun reference, and logical connectors to fix the order.

A sentence divided into parts, one of which contains a grammatical or usage error such as wrong preposition, tense mismatch, or subject-verb disagreement, to be identified.

The rule that a verb matches its subject in number and person, complicated by collective nouns, either-or constructions, and phrases inserted between subject and verb.

An item testing linking words such as although, therefore, or whereas, where the candidate chooses the connector that expresses the correct relationship between two clauses.

A passage followed by questions on main idea, inference, tone, and vocabulary in context, requiring the answer to be supported by the text rather than by outside opinion.

The rate at which the Reserve Bank of India lends short-term funds to commercial banks against government securities. Raising it typically tightens liquidity and cools inflation.

The share of net demand and time liabilities that banks must hold as cash with the Reserve Bank of India, earning no interest and reducing funds available for lending.

The minimum share of net demand and time liabilities that a bank must keep in cash, gold, or approved securities before lending, prescribed under banking regulation.

A loan on which interest or principal has remained overdue for more than ninety days. Such assets must be classified as substandard, doubtful, or loss and provided for.

The amount a bank sets aside from profit to absorb expected losses on bad loans and standard assets, charged to the profit and loss account each period.

A measure of a bank's capital expressed as a percentage of risk-weighted assets, showing how far losses can be absorbed before depositors are exposed.

Internationally agreed standards on bank capital, liquidity, and leverage issued by the Basel Committee, adopted in India through RBI guidelines on capital adequacy.

A law letting secured creditors enforce security interest without court intervention after a default, enabling banks to take possession and sell mortgaged assets.