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CAIIB ABM study materials
CAIIB ABM study resources

CAIIB ABM study guide

CAIIB ABM · Work through your exam, one topic at a time.

CAIIB (Certified Associate of Indian Institute of Bankers) is a professional banking qualification awarded by the Indian Institute of Banking & Finance (IIBF), the Mumbai-based institute established in 1928 that describes its mission as developing professionally qualified and competent bankers through education, training and examination. The credential is aimed at practising bankers and finance professionals who already hold the associate-level JAIIB stage and want to deepen technical competence in areas such as credit, risk, treasury, balance-sheet management, compliance and branch leadership. IIBF's own training calendar for late 2026 and early 2027 shows the practical content universe around the qualification: credit monitoring and recovery, NPA management through DRT, SARFAESI, NCLT and IBC 2016, risk-focused internal audit, KYC/AML/CFT, cyber and IT risk, balance-sheet reading and ratio analysis, international trade finance and FEMA compliance. Preparation should therefore be built around those functional blocks rather than rote recall: work through the prescribed syllabus area by area, practise numerical problems in ratio, capital and treasury topics, and use prior-question style practice under timed conditions. Candidates should verify syllabus structure, subject combinations, eligibility, fees, session dates and results only on IIBF's official website and candidate portal, because the institute revises schedules and notices frequently. This page is independent study material and is not affiliated with, endorsed by, or operated by IIBF. Topics on this exam: Advanced Bank Management (ABM). The CAIIB ABM study guide has 1 section and about 413 words.

01

Advanced Bank Management (ABM): Capital, Asset Quality and Credit Ratios

ABM tests whether you can apply prudential norms, credit appraisal and balance-sheet logic to bank numbers. Expect calculation-led questions where the rule, the denominator and the threshold all matter. Under Basel III as applied by RBI, minimum CET1 is 5.5% of RWA, Tier 1 is 7% and total CRAR is 9%. Add the 2.5% Capital Conservation Buffer, which must be met with CET1, and the effective minima are CET1 8%, Tier 1 9.5% and total 11.5%.

413 words, about 2 min

More study resources for CAIIB ABM

  • Practice questionsUnder the Basel III liquidity framework, which ratio requires a bank to hold sufficient high-quality liquid assets to survive a 30-day stressed cash outflow scenario?
  • FlashcardsNDTL. Net Demand and Time Liabilities: the base for CRR and SLR, computed as demand deposits plus time deposits plus other liabilities to outsiders, less assets with the banking system and specified exclusions.
  • Cheat sheetCRR is held as cash with RBI; SLR is held in cash, gold, or approved securities; both are computed as a percentage of Net Demand and Time Liabilities (NDTL), where NDTL = liabilities to outsiders excluding interbank netting adjustments.
  • Key termsCRR (Cash Reserve Ratio). The share of net demand and time liabilities that a bank must keep as cash with the Reserve Bank of India.
  • Study planMap the ABM syllabus into its modules - statistics and data analysis, business mathematics, human resource management, and credit management - and rank each module by estimated weight and your current comfort level.
  • Common mistakesCandidates memorize the CRR/SLR percentages but skip the NDTL construction step, and the exam routinely asks for the cash reserve amount from a balance sheet where liabilities are split into demand, savings, and term categories with inter-bank adjustments.
  • Exam-day guideCarry the admit card issued for your session.