IIBF Digital Banking study materials
IIBF Digital Banking study resources

IIBF Digital Banking study guide

IIBF Digital Banking · Work through your exam, one topic at a time.

This page is an independent study resource for candidates preparing for IIBF Digital Banking assessment content. IIBF - the Indian Institute of Banking & Finance - is described on its own site as established in 1928 as a Company under Section 26 of the Indian Companies Act, 1913, with a vision to be the premier Institute for developing and nurturing competent professionals in banking and finance. Its stated mission is to develop professionally qualified and competent bankers and finance professionals through education, training, examination, consultancy/counselling and continuing professional development programmes. Digital banking topics appear across IIBF's professional development offerings rather than in a single published syllabus on the retrieved page: examples include an online training programme on Managing Risk at Workplace Concerning Cyber Security, Information Security & Digital Banking (28–30 January 2027, PDC Delhi), a programme on Digital Transformation & Emerging Technologies in Banks/NBFCs/FIs (19–20 November 2026, PDC-South Zone, Chennai, virtual mode), a webinar on Digital Lending: Convenience, Compliance, Inclusion and Customer Protection (5 June 2026), a virtual programme on Use of AI & Emerging Technologies in Banking & Finance (14–15 January 2027, PDC East Zone, Kolkata), and workshops on Next-Gen Compliance – KYC, AML & CFT Essentials for the Digital Age. Topics on this exam: Digital Banking. The IIBF Digital Banking study guide has 1 section and about 420 words.

01

Digital Banking

Digital Banking is the IIBF module that tests how Indian banks deliver and control banking through electronic channels-internet banking, mobile banking, cards, UPI, wallets, and agency channels-together with the RBI/NPCI rulebook and customer-protection duties. Questions often turn on which system is operated by whom, the limits and timings of payment rails, and who bears the loss when a transaction is unauthorised. RBI operates NEFT (batch settlement, 24×7, no minimum) and RTGS (real-time gross settlement, minimum ₹2 lakh, 24×7 since December 2020). NPCI operates UPI, IMPS, NACH, RuPay, AePS and FASTag; UPI is an instant account-to-account overlay, not an RBI-run system.

420 words, about 2 min