IIBF NBFC case studies
IIBF NBFC · Put your knowledge to work in context.
The IIBF NBFC credential refers to certification and training offerings from the Indian Institute of Banking & Finance (IIBF), a professional body established in 1928 as a company under Section 26 of the Indian Companies Act, 1913. Its stated vision is to be the premier institute for developing and nurturing competent professionals in banking and finance, and its mission is to develop professionally qualified and competent bankers and finance professionals through education, training, examination, consultancy/counselling and continuing professional development. The IIBF NBFC case studies are 5 cases and about 3,594 words.
1Asset-Size Creep and the Middle Layer
Suryodaya Capital is a non-deposit-taking NBFC-ICC. Its audited balance sheet as on 31 March 2025 shows total assets of ₹1,180 crore, up from ₹940 crore a year earlier.
695 words, about 3 min2Digital Lending Through an LSP: Who Is Responsible?
QuickCash is an NBFC-ICC with ₹350 crore assets. It launched a 7-day 'salary bridge' loan with a fintech LSP, PayFast.
800 words, about 4 min3Deposit Ceiling, Liquid Assets and a Maturity Mismatch
Sahara Rural Finance is an NBFC-D with net owned funds of ₹300 crore. It has public deposits outstanding of ₹410 crore, of which ₹165 crore mature within three months.
695 words, about 3 min4AML/KYC Findings in a Gold-Loan NBFC
During an internal audit of a gold-loan NBFC with 90 branches, the compliance team finds: 1,840 loan accounts opened in the last 18 months using only Aadhaar-based OTP e-KYC, with no PAN collected; 26 cash repayments of ₹10.5 lakh to ₹22 lakh each were received at three branches but not reported in any regulatory return; the designated director for AML/CFT resigned eight months ago and was not replaced; the principal officer's team has one analyst; high-risk customers are re-KYC'd only when they visit a branch; and the branch staff say they were told 'small gold loans are low risk, so simplified KYC is enough'. The NBFC has ₹900 crore assets and is a Base Layer NBFC-ICC.
720 words, about 4 min5Overdue Restructured Loan: NPA Classification and Provisioning
An NBFC-ICC with ₹2,800 crore assets has a ₹48 crore term loan to a bus operator. The loan was restructured in March 2024 with a 9-month moratorium, and the account is now 96 days overdue as on 30 June 2025.
684 words, about 3 min