IIBF UCB Certificate case studies
IIBF UCB Certificate · Put your knowledge to work in context.
The IIBF UCB Certificate is a certificate-level examination offered by the Indian Institute of Banking & Finance (IIBF), an institute established in 1928 and based in Mumbai that describes its mission as developing professionally qualified and competent bankers and finance professionals through education, training, examination, consultancy and continuing professional development. The credential sits within IIBF's broader family of Diploma and Certificate examinations, which are scheduled in defined windows - for example, registrations for the January 2027 Diploma/Certificate examinations opened on 1 October 2026 and were later extended to 31 October 2026. The IIBF UCB Certificate case studies are 5 cases and about 3,524 words.
1The Part-Payment That Did Not Cure the NPA
Shreeji Auto Components Pvt Ltd has a Rs 6 crore cash credit (CC) limit and a Rs 4 crore term loan with a Tier-3 urban co-operative bank. On 31 March, the CC account is overdue by 68 days and a term loan instalment of Rs 1.2 crore is overdue by 95 days.
762 words, about 4 min2A Director's Guarantee and a Loan That Should Not Be Sanctioned
Uma Co-operative Bank has deposits of Rs 1,200 crore. Its director, Mr Ramesh Patel, has given a personal guarantee for a Rs 3 crore term loan sought by Patel Logistics LLP, a firm in which his brother is the managing partner.
717 words, about 4 min3Priority Sector Shortfall, an NBFC and a Cost Decision
Sanjay Nagari Sahakari Bank has adjusted net bank credit (ANBC) of Rs 600 crore. Its priority sector lending (PSL) at year-end is: agriculture Rs 90 crore, MSME Rs 160 crore, housing Rs 50 crore, education Rs 25 crore, and other eligible categories Rs 65 crore.
700 words, about 4 min4Structured Cash Deposits and an Unavailable Principal Officer
New India Co-operative Bank has a current account for Ganesh Trading, a proprietorship opened eight months ago. In the last three months, the account has received cash deposits of Rs 9.7 lakh, Rs 9.8 lakh and Rs 9.6 lakh, each at a different branch and each just below the Rs 10 lakh cash transaction reporting threshold.
693 words, about 3 min5A Dividend Before Elections When CRAR Is Below Minimum
Shivneri Urban Co-operative Bank has deposits of Rs 950 crore and CRAR of 8.1% against the regulatory minimum of 9%. Its net profit for the year is Rs 2.6 crore after statutory transfers.
652 words, about 3 min