JAIIB AFM study plan

Map the full syllabus of Domain 1 and Domain 2 into a one-page topic checklist, flagging every item you cannot explain in one sentence

Define and contrast the core banking functions: accepting deposits, lending, remittance, agency services, and secondary services, with one Indian example each

Explain the banker-customer relationship types (debtor-creditor, trustee, agent, bailee) and identify which relationship applies when a customer deposits a locker or a cheque for collection

Classify the main deposit products (current, savings, fixed, recurring) by interest treatment, withdrawal flexibility, and regulatory conditions

Complete 30 domain-1 practice questions on banking principles and log each wrong answer with the reason it was wrong

Explain the role and functions of the RBI as regulator, banker to banks, and lender of last resort, and distinguish it from SEBI, IRDAI, and PFRDA mandates

Describe the credit creation process and compute the money multiplier from a given cash reserve ratio and statutory liquidity ratio

Differentiate CRR, SLR, repo rate, reverse repo, bank rate, and MSF in terms of who uses them and what they cost

Summarize the priority sector lending categories and the consequences of shortfall for a bank

Draft a 10-line summary of how monetary policy transmission affects a bank's lending rates

Prepare a trial balance from a given list of ledger balances and identify which items are assets, liabilities, income, and expenses

Journalize 15 representative bank transactions including interest accrual, discount on bills, and provision for doubtful debts

Distinguish accrual versus cash basis and explain why banks use accrual accounting for income recognition

Compute gross and net NPA from given figures and state the provisioning percentages for substandard, doubtful, and loss assets

Explain the purpose of schedules in a bank's balance sheet and format under applicable RBI reporting norms

Calculate the key ratios used to read a bank's financials: net interest margin, cost-to-income, return on assets, return on equity, and capital adequacy

Interpret a capital adequacy computation using Tier 1 and Tier 2 capital against risk-weighted assets

Explain the difference between a cash flow statement and a funds flow statement and identify which user needs which

Apply break-even and contribution analysis to a branch profitability scenario

Solve 20 numerical problems on ratio analysis and capital adequacy under timed conditions

Outline the legal framework governing banking in India, naming the statutes that cover regulation, negotiable instruments, and recovery of debts

Explain the essential features and types of negotiable instruments and identify the parties and liabilities on a cheque, bill of exchange, and promissory note

Apply the rules on crossing, endorsement, holder in due course, and payment in due course to five short fact patterns

Describe the protections and liabilities of a paying banker and a collecting banker in specific dispute scenarios

List the key provisions on limitation, notices of dishonour, and the consequences of wrongful dishonour

Summarize the regulatory framework for bank lending: documentation, creation of charge, and types of security accepted

Distinguish pledge, hypothecation, mortgage, and lien by possession, rights of the banker, and enforceability

Explain the recovery mechanisms available to banks, including tribunals, asset reconstruction, and insolvency proceedings, and when each applies

Describe the banker's obligations on customer confidentiality, know-your-customer, and anti-money-laundering reporting

Answer 25 legal and regulatory multiple-choice questions and justify why each distractor is wrong

Distinguish retail banking products from wholesale products and identify the risk and pricing features unique to retail

Explain the components of a retail loan appraisal: income assessment, repayment capacity, loan-to-value, and credit scoring

Compare the main wealth management vehicles available to retail customers by risk, liquidity, and taxation treatment

Compute the returns on a recurring deposit, a fixed deposit, and a simple systematic investment plan over a stated horizon

Describe the suitability and risk-profiling process before recommending a wealth product and the compliance obligations attached to it

Re-attempt every question logged as wrong in weeks 1 through 7 and confirm at least 80 percent are now correct

Complete two full-length mock tests under exam timing and record section-wise accuracy

Revise the weakest three topics identified by the mock tests using condensed self-made notes only

Recite from memory the key numerical formulas from Domains 2 and 4 and the key statutory provisions from Domain 3

Build a final one-page formula and provision sheet for last-day revision