IIBF MSME case studies
IIBF MSME · Put your knowledge to work in context.
The IIBF MSME page on this site covers the Indian Institute of Banking & Finance's short professional-development offering titled "MSME FINANCING: APPRAISAL, MONITORING & RECOVERY". According to the IIBF website, this is a virtual training programme delivered by IIBF's Professional Development Centre, East Zone, Kolkata, scheduled for 05th–07th January 2027, with the last date to apply being 31st December 2026. The IIBF MSME case studies are 5 cases and about 4,135 words.
1Cash credit enhancement for a job-work unit: computing drawing power
Sri Kamakshi Textiles is a proprietorship doing job work on cotton fabric for two wholesale buyers in Erode. Its cash credit limit is ₹1.20 crore, secured by hypothecation of stock and book debts and a second charge on the proprietor's house; no first charge on immovable property is available.
832 words, about 4 min2SMA classification and diversion signals in a farm-equipment unit
Deccan Farm Equipment, a partnership firm in Nagpur, holds a cash credit limit of ₹80 lakh and a term loan of ₹1.50 crore repayable in 84 monthly instalments of about ₹3.10 lakh. The term loan was sanctioned 28 months ago on a projected DSCR of 1.65.
819 words, about 4 min3One-time settlement versus continued SARFAESI action
Vishwa Auto Components Pvt Ltd, Pune, has cash credit of ₹1.20 crore and a term loan of ₹2.20 crore; total outstanding with interest is ₹3.95 crore. The account was classified NPA 26 months ago after a commercial-vehicle OEM buyer stopped payments.
757 words, about 4 min4Appraising a greenfield tool room seeking CGTMSE-covered facilities
Precision Edge Tooling Pvt Ltd was incorporated five months ago by two first-generation promoters - a tool-and-die technician and a chartered accountant - to machine aerospace and pump components on two CNC machining centres. Project cost is ₹1.90 crore: imported machinery ₹1.15 crore (15% advance, letter of credit at sight, 45-day lead time), leased shed and civil work ₹30 lakh, working capital margin ₹15 lakh, contingency and pre-operative expenses ₹20 lakh, and LC margin ₹10 lakh.
882 words, about 4 min5Restructuring an MSME after its main buyer enters CIRP
Ganga Plastics, a proprietorship in Kanpur making injection-moulded housings, sells 55% of its output to a single OEM that was admitted to corporate insolvency resolution process four months ago. Its receivables of ₹1.40 crore from that OEM are now a claim before the resolution professional, with an estimated realisation of 18-25 paise in the rupee and no timeline.
845 words, about 4 min