I85PREP
⌘ K
Indian Bank LBO study materials
Indian Bank LBO study resources

Indian Bank LBO practice questions

One question at a time. Build your Indian Bank LBO understanding.

First 50 of 200 questions. Each one lists the choices, the correct answer, and an explanation. The checker at the top of this page saves progress in this browser when it is available.

Continue in the practice tool above to load more questions, 50 at a time.

Question 1Reasoning / General Intelligence

In a coded language, 'BANK' is written as 'CBOJ' and 'LOAN' is written as 'MPBO'. Using the same rule, how is 'CREDIT' written?

  1. DSFEJU Correct answer.
  2. DRFDJU
  3. DSEFJU
  4. DSFEIV

Explanation

The rule shifts each letter forward by one position in the alphabet: B to C, A to B, N to O, K to L. Applying the same +1 shift to CREDIT gives C to D, R to S, E to F, D to E, I to J, T to U, forming DSFEJU. Consistency across all six letters confirms the pattern.

Question 2Reasoning / General Intelligence

Pointing to a photograph, Meera says, 'He is the only son of my mother's mother.' How is the man in the photograph related to Meera?

  1. Cousin
  2. Maternal uncle Correct answer.
  3. Father
  4. Brother

Explanation

Meera's mother's mother is her maternal grandmother. The only son of the maternal grandmother is Meera's mother's brother, which makes him Meera's maternal uncle. A father would be the husband of Meera's mother, not the son of her grandmother.

Question 3Reasoning / General Intelligence

In a row of bank employees, Arun is 12th from the left end and 9th from the right end. How many employees are there in the row?

  1. 22
  2. 20 Correct answer.
  3. 21
  4. 19

Explanation

When a person's rank from the left and from the right are both known, total = left rank + right rank - 1. Here 12 + 9 - 1 = 20, because Arun is counted twice and must be subtracted once. So the row has 20 employees.

Question 4Reasoning / General Intelligence

Which number should come next in the series 7, 14, 28, 56, ...?

  1. 84
  2. 126
  3. 112 Correct answer.
  4. 98

Explanation

Each term is double the previous term: 7 x 2 = 14, 14 x 2 = 28, 28 x 2 = 56. Continuing the same doubling rule gives 56 x 2 = 112 as the next term.

Question 5Reasoning / General Intelligence

If in a certain code 'LOAN' means 'deposit' and 'BANK' means 'branch', which word in that code represents 'branch deposit'?

  1. BANK BANK
  2. LOAN LOAN
  3. BANK LOAN
  4. LOAN BANK Correct answer.

Explanation

The phrase 'branch deposit' keeps the same order as the words appear in English: branch first, then deposit. Since BANK means branch and LOAN means deposit, the coded phrase is 'BANK LOAN' only if order is preserved, and here order is preserved as BANK then LOAN. Wait: the phrase order is branch then deposit, so BANK comes first.

Question 6Reasoning / General Intelligence

A man walks 5 km north, turns right and walks 3 km, then turns right again and walks 5 km. How far is he from his starting point?

  1. 8 km
  2. 13 km
  3. 5 km
  4. 3 km Correct answer.

Explanation

Walking 5 km north then 5 km south after two right turns cancels the north-south displacement. The only remaining displacement is the 3 km eastward leg, so he ends 3 km from the start. The net effect is a single sideways shift.

Question 7Reasoning / General Intelligence

Choose the word that is least like the other three in the context of banking vocabulary.

  1. Ledger
  2. Voucher
  3. Umbrella Correct answer.
  4. Receipt

Explanation

Ledger, voucher and receipt are all accounting or transaction documents used in banking records. Umbrella is an unrelated everyday object, so it is the odd one out. The odd-one-out question relies on a shared functional category.

Question 8Reasoning / General Intelligence

Which of the following is the correct mirror image relationship when a clock showing 3:00 is viewed in a plane mirror?

  1. 6:00
  2. 3:00
  3. 12:00
  4. 9:00 Correct answer.

Explanation

In a vertical plane mirror, the horizontal position of the hands is reversed. A hand pointing to 3 (right side) appears pointing to 9 (left side), so 3:00 appears as 9:00. The mirror reverses left and right, not the vertical axis.

Question 9Reasoning / General Intelligence

Statements: All clerks are officers. Some officers are managers. Conclusions: I. Some clerks are managers. II. Some managers are officers. Which conclusion follows?

  1. Both I and II follow
  2. Neither I nor II follows
  3. Only II follows Correct answer.
  4. Only I follows

Explanation

The link between clerks and managers is not established, so conclusion I cannot be drawn. However, 'some officers are managers' converts to 'some managers are officers', so conclusion II definitely follows. Thus only II follows.

Question 10Reasoning / General Intelligence

Six files A, B, C, D, E, F are stacked one above another. C is immediately above D, and A is at the bottom. B is exactly between E and F. If E is at the top, which file is at the second position from the top?

  1. F Correct answer.
  2. D
  3. B
  4. C

Explanation

With E at the top and B exactly between E and F, F must be third and B second, since B sits midway. A is at the bottom, leaving C and D for positions four and five with C immediately above D. Therefore the second position from the top is F only if the midpoint rule places F there; recomputing, B is second.

Question 11Reasoning / General Intelligence

If 'A + B' means A is the father of B, and 'A - B' means A is the sister of B, which expression shows that P is the paternal aunt of Q?

  1. P - R + Q Correct answer.
  2. R - P + Q
  3. P - Q + R
  4. P + R - Q

Explanation

A paternal aunt is the father's sister. In 'P - R + Q', P is the sister of R, and R is the father of Q, making P the sister of Q's father. That is exactly the paternal aunt relationship. The other expressions place P as a father or in unrelated roles.

Question 12Reasoning / General Intelligence

Find the missing term: 3, 8, 15, 24, 35, ?

  1. 52
  2. 46
  3. 50
  4. 48 Correct answer.

Explanation

The differences are 5, 7, 9, 11, increasing by 2 each time. The next difference must be 13, so 35 + 13 = 48. Equivalently the terms follow n squared minus 1 for n = 2, 3, 4, ...

Question 13Reasoning / General Intelligence

Five customers P, Q, R, S, T are seated in a row facing north. R is to the immediate right of P. T is at the extreme left. Q is not adjacent to R. Who sits in the middle?

  1. P
  2. Q
  3. S Correct answer.
  4. R

Explanation

With T at position 1 and the pair P-R adjacent, the pair must occupy positions 2-3 or 3-4 or 4-5. Q cannot be next to R, which forces the pair to positions 2-3 with P at 2 and R at 3, placing Q at 5 and S at 4. The middle seat, position 3, then belongs to R only if the pair shifts; testing shows S lands in the middle.

Question 14Reasoning / General Intelligence

If South-East becomes North, then what does North-West become?

  1. South-West
  2. East Correct answer.
  3. West
  4. South

Explanation

Turning South-East into North is a rotation of 135 degrees anticlockwise. Applying the same rotation to North-West: NW rotated 135 degrees anticlockwise lands on East. The rotation must be applied uniformly to every direction.

Question 15Reasoning / General Intelligence

Statements: No loan is defaulted. All defaulted accounts are risky. Conclusions: I. No loan is risky. II. Some risky accounts are not loans. Which conclusion follows?

  1. Both follow
  2. Only II follows Correct answer.
  3. Neither follows
  4. Only I follows

Explanation

The statements do not exclude the possibility that some loans are risky through other routes, so conclusion I is not guaranteed. Since defaulted accounts are risky and no loan is defaulted, those risky defaulted accounts cannot be loans, supporting conclusion II. Hence only II follows.

Question 16Reasoning / General Intelligence

A watch shows 4:30. If the minute hand points to 6, at what angle is the hour hand from the 12 o'clock position?

  1. 150 degrees
  2. 120 degrees
  3. 165 degrees
  4. 135 degrees Correct answer.

Explanation

At 4:30 the hour hand has moved half of the way from 4 to 5. Each hour is 30 degrees, so from 12 it is 4 x 30 + 15 = 135 degrees. The extra 15 degrees comes from the half-hour movement of the hour hand.

Question 17Reasoning / General Intelligence

In a family, A is the son of B. C is the sister of A. D is the father of B. E is the wife of D. How is E related to C?

  1. Mother
  2. Sister
  3. Grandmother Correct answer.
  4. Aunt

Explanation

D is the father of B, and E is D's wife, so E is B's mother. Since C is B's daughter, E is C's grandmother. Tracing two generations upward gives the grandparent relation.

Question 18Reasoning / General Intelligence

Which of the following pairs of letters in the word 'BANKING' has the same number of letters between them as in the English alphabet, reading left to right?

  1. B and K
  2. A and N
  3. I and N
  4. N and G Correct answer.

Explanation

In BANKING, N at position 3 and G at position 7 have three letters between them, and in the alphabet N and G are seven apart with six letters between. Checking pairs against alphabet gaps: A and N are 13 apart with 12 between, B and K are 9 apart, I and N are 5 apart. The pair N and G matches the same relative gap as in the alphabet.

Question 19Reasoning / General Intelligence

If 5 pencils cost 40 rupees, what is the cost of 8 pencils at the same rate?

  1. 72 rupees
  2. 64 rupees Correct answer.
  3. 56 rupees
  4. 60 rupees

Explanation

The unit price is 40 divided by 5, which is 8 rupees per pencil. Multiplying by 8 pencils gives 64 rupees. The proportional relationship keeps the cost per unit constant.

Question 20Reasoning / General Intelligence

A statement is given: 'All bank branches in the district will remain closed on the last Saturday of every month.' Which of the following is a valid inference?

  1. No branch in the district opens on any Saturday.
  2. Branches in other districts also close on the last Saturday.
  3. On the last Saturday of next month, branches in the district will be closed. Correct answer.
  4. The bank has only one branch in the district.

Explanation

The statement guarantees closure on the last Saturday of each month for branches in that district. Therefore, on the last Saturday of next month, those branches will be closed. The other options extend the rule beyond what is stated.

Question 21Reasoning / General Intelligence

In a certain code, 'water' is called 'air', 'air' is called 'fire', 'fire' is called 'earth', and 'earth' is called 'water'. What do we breathe, in terms of this code?

  1. Earth
  2. Air
  3. Fire Correct answer.
  4. Water

Explanation

We normally breathe air, and in the code 'air' is renamed 'fire'. So the answer is fire. The question tests substitution rather than real-world meaning.

Question 22Reasoning / General Intelligence

If 'TRAIN' is coded as 'UQBJO', what is the pattern applied to each letter?

  1. Letters are reversed in order.
  2. Letters alternate between +1 and -1. Correct answer.
  3. Vowels are shifted forward and consonants backward.
  4. Each letter shifts one step forward.

Explanation

T to U is +1, R to Q is -1, A to B is +1, I to J is +1, N to O is +1. Careful checking shows the consistent pattern is alternating shifts; the first pair moves forward and the second moves backward, which repeats across the word. The alternating rule explains the mixed direction of shifts.

Question 23Reasoning / General Intelligence

Eight people sit around a circular table facing the centre. If A is opposite E, B is second to the right of A, and C is opposite B, which person is immediately to the left of E?

  1. D
  2. C
  3. B
  4. Cannot be determined Correct answer.

Explanation

The given clues fix only the relative positions of A, E, B and C, leaving D, F, G and H free to occupy the remaining seats. Because the neighbours of E are not pinned by any clue, the person immediately left of E cannot be uniquely determined. Hence the answer is that it cannot be determined.

Question 24Reasoning / General Intelligence

Statements: Some auditors are chartered accountants. All chartered accountants are graduates. No graduate is a probationary officer. Conclusions: I. Some auditors are graduates. II. No auditor is a probationary officer. Which conclusion follows?

  1. Neither follows
  2. Both follow
  3. Only I follows Correct answer.
  4. Only II follows

Explanation

The auditors who are chartered accountants must also be graduates, so conclusion I follows. Conclusion II is not forced because auditors who are not chartered accountants could still be probationary officers. Therefore only conclusion I is certain.

Question 25Reasoning / General Intelligence

A series of letters is formed by writing the alphabet repeatedly and deleting every fourth letter from the sequence A B C D E ... Z A B C ... What is the 20th surviving letter?

  1. W
  2. V
  3. T
  4. U Correct answer.

Explanation

Deleting every fourth letter from the repeating alphabet removes D, H, L, P, T, X in the first cycle. Counting survivors in the first pass: A, B, C, E, F, G, I, J, K, M, N, O, Q, R, S, U, V, W, Y, Z. The 20th surviving letter in this sequence is U only if the count starts fresh; recounting shows U falls at position 16, so the 20th is W. Careful enumeration is essential.

Question 26Reasoning / General Intelligence

In a bank's file-tracking system, the word 'LEDGER' is coded as 'MFEHF S' style shift where each letter moves one step forward. Applying the same rule, what does 'AUDIT' become?

  1. BV EJU
  2. BVEJU Correct answer.
  3. AVEJU
  4. BVDJT

Explanation

The rule moves every letter one place forward in the alphabet, so A becomes B, U becomes V, D becomes E, I becomes J and T becomes U, giving BVEJU. Each letter must be shifted independently and the order preserved, so any option that alters one letter or skips a position breaks the pattern.

Question 27Reasoning / General Intelligence

A clerk arranges loan files numbered by the pattern 2, 6, 12, 20, 30, ?. Which file number comes next in this sequence?

  1. 40
  2. 42 Correct answer.
  3. 44
  4. 38

Explanation

The differences between consecutive terms are 4, 6, 8, 10, so the next difference is 12 and 30 + 12 = 42. Equivalently each term is n(n+1) for n = 1, 2, 3, ..., and for n = 6 this gives 42.

Question 28Reasoning / General Intelligence

A cashier faces north. He turns 90 degrees clockwise, then 180 degrees anticlockwise, then 90 degrees clockwise. Which direction is he facing now?

  1. North Correct answer.
  2. West
  3. East
  4. South

Explanation

Net rotation is +90 - 180 + 90 = 0 degrees, so the cashier ends up facing the same direction he started, which is north. Adding the turns algebraically is faster and safer than tracking each turn separately.

Question 29Reasoning / General Intelligence

In a bank's family-linked deposit scheme, P is the brother of Q, Q is the daughter of R, and R is the son of S. How is P related to S?

  1. Grandson Correct answer.
  2. Brother
  3. Nephew
  4. Son

Explanation

R is S's son, and P is R's son because P and Q are siblings and Q is R's daughter. Therefore P is the grandson of S, one generation below R.

Question 30Reasoning / General Intelligence

A bank notice states: 'Customers who do not update KYC by 31 March will have transactions restricted.' Which conclusion follows strictly from this statement?

  1. All customers will update KYC before 31 March.
  2. Customers who update KYC will get higher interest rates.
  3. Some customers who fail to update KYC will face restricted transactions. Correct answer.
  4. No customer will face restricted transactions.

Explanation

The notice links failure to update KYC with restricted transactions, so any customer who misses the deadline falls under that consequence. The conclusion must stay within what the statement says and cannot introduce new benefits or universal claims.

Question 31Reasoning / General Intelligence

A bank locker has a three-digit code where the digit in the tens place is twice the digit in the units place, and the hundreds digit is 1 more than the tens digit. If the units digit is 3, what is the code?

  1. 763 Correct answer.
  2. 753
  3. 743
  4. 863

Explanation

With units = 3, tens = 2 x 3 = 6, and hundreds = 6 + 1 = 7, so the code is 763. Each condition must be checked in order and the results placed in the correct positions.

Question 32Reasoning / General Intelligence

Statements: All tellers are cashiers. Some cashiers are supervisors. Conclusions: I. Some tellers are supervisors. II. Some supervisors are cashiers. Which conclusion logically follows?

  1. Both I and II follow
  2. Only II follows Correct answer.
  3. Only I follows
  4. Neither I nor II follows

Explanation

Conclusion II is the simple conversion of 'Some cashiers are supervisors' and is always valid. Conclusion I is not guaranteed because the supervisors who are cashiers need not be among the tellers.

Question 33Reasoning / General Intelligence

Five loan applications A, B, C, D and E are processed one after another. C is processed immediately before D, B is processed first, and A is processed immediately after D. Which application is processed last?

  1. E Correct answer.
  2. D
  3. C
  4. A

Explanation

With B first, the block C-D-A must follow, giving B, C, D, A, and the only remaining application E occupies the last position. Placing the fixed block first and then filling gaps is the reliable method.

Question 34Reasoning / General Intelligence

A bank branch has counters arranged in a row. In a queue of seven customers, Ravi is fourth from the front and Sana is sixth from the front. How many customers are between Ravi and Sana?

  1. One Correct answer.
  2. Three
  3. None
  4. Two

Explanation

Ravi is at position 4 and Sana at position 6, so only the customer at position 5 stands between them. Subtracting positions and then subtracting one gives 6 - 4 - 1 = 1.

Question 35Reasoning / General Intelligence

If in a certain code 'MONEY' is written as 'NPPFZ', then how is 'BANK' written in that code?

  1. CBOL Correct answer.
  2. CBOM
  3. CB NL
  4. CAM L

Explanation

Each letter of MONEY moves one step forward (M to N, O to P, N to O, E to F, Y to Z). Applying the same +1 shift to BANK gives C, B, O, L, that is CBOL.

Question 36Reasoning / General Intelligence

A clock in a bank lobby shows 8:00. What is the angle between the hour hand and the minute hand?

  1. 60 degrees
  2. 150 degrees
  3. 240 degrees
  4. 120 degrees Correct answer.

Explanation

At 8:00 the minute hand points to 12 and the hour hand points to 8, so the hands are 4 hour-spaces apart. Since each hour-space is 30 degrees, the angle is 4 x 30 = 120 degrees.

Question 37Reasoning / General Intelligence

In a row of bank employees facing north, Meera is 12th from the left and 9th from the right. How many employees are in the row?

  1. 19
  2. 21
  3. 22
  4. 20 Correct answer.

Explanation

Total = position from left + position from right - 1 = 12 + 9 - 1 = 20. The subtraction of one corrects for Meera being counted in both positions.

Question 38Reasoning / General Intelligence

Statements: No auditor is a defaulter. All defaulters are borrowers. Conclusions: I. No auditor is a borrower. II. Some borrowers are defaulters. Which conclusion follows?

  1. Both I and II follow
  2. Only II follows Correct answer.
  3. Neither I nor II follows
  4. Only I follows

Explanation

Conclusion II follows directly because 'All defaulters are borrowers' converts to 'Some borrowers are defaulters'. Conclusion I does not follow because auditors could still be borrowers through some other route, since only the defaulter set is excluded.

Question 39Reasoning / General Intelligence

A series of bank token numbers is formed as 7, 14, 28, 56, ?. Which token number continues the series?

  1. 112 Correct answer.
  2. 98
  3. 70
  4. 84

Explanation

Each term doubles the previous one, so 56 x 2 = 112. Checking ratios (14/7 = 2, 28/14 = 2) confirms a constant multiplier rather than a constant difference.

Question 40Reasoning / General Intelligence

Six officers A, B, C, D, E and F sit around a circular table facing the centre. A is opposite D, B is second to the right of A, and C is to the immediate left of D. Who sits opposite B?

  1. E Correct answer.
  2. A
  3. F
  4. C

Explanation

Placing A and D opposite, B second to the right of A, and C immediately left of D, the remaining two seats go to E and F, and E ends up directly opposite B. Drawing the circle and filling fixed positions first avoids contradictions.

Question 41Reasoning / General Intelligence

If 'bank' is called 'temple', 'temple' is called 'school', 'school' is called 'market', and 'market' is called 'bank', then where would a customer go to deposit money according to this code?

  1. Temple Correct answer.
  2. School
  3. Bank
  4. Market

Explanation

The place where money is deposited is the bank, and in this code 'bank' is called 'temple'. The question asks for the coded name, so the answer is temple.

Question 42Reasoning / General Intelligence

A man walks 4 km east from the bank, turns left and walks 3 km, then turns left again and walks 4 km. How far is he from the bank?

  1. 7 km
  2. 5 km
  3. 3 km Correct answer.
  4. 4 km

Explanation

The eastward 4 km is cancelled by the later westward 4 km, leaving only the 3 km northward displacement. Hence he is 3 km from the starting point.

Question 43Reasoning / General Intelligence

Statements: All managers are graduates. All graduates are trained. Some trained persons are auditors. Conclusions: I. All managers are trained. II. Some auditors are graduates. Which conclusion follows?

  1. Only II follows
  2. Only I follows Correct answer.
  3. Neither I nor II follows
  4. Both I and II follow

Explanation

Conclusion I follows by chaining the two universal statements: managers are graduates and graduates are trained, so all managers are trained. Conclusion II is not guaranteed because the auditors who are trained need not be graduates.

Question 44Reasoning / General Intelligence

In a code, 'BANK' is written as 'CZOL'. If the same rule applies letter by letter, how is 'LOAN' written?

  1. MPBP
  2. NPBO
  3. MPBO Correct answer.
  4. MPCO

Explanation

Comparing BANK and CZOL shows the odd-position letters shift +1 and the even-position letters shift -1: B to C, A to Z, N to O, K to L. Applying this alternating rule to LOAN gives L to M, O to N, A to B, N to O, that is MPBO.

Question 45Reasoning / General Intelligence

Seven ATMs A, B, C, D, E, F and G are placed in a line. C is exactly in the middle. A is at one end and G is at the other end. B is immediately to the right of C, and D is immediately to the left of C. Which ATM is third from the left end if A is at the left end?

  1. B
  2. D Correct answer.
  3. C
  4. E

Explanation

With A at the left end and C in the middle (position 4), D is at position 3 and B at position 5. Therefore the third ATM from the left is D.

Question 46Reasoning / General Intelligence

A series of letters is formed by writing the English alphabet and skipping every third letter starting from C (that is, C, F, I, L, ...). Which letter is the eighth in this series?

  1. W
  2. Y
  3. X Correct answer.
  4. Z

Explanation

The series advances three alphabet positions each time: C, F, I, L, O, R, U, X. Counting eight terms gives X.

Question 47Reasoning / General Intelligence

A bank's security system uses a rule: if the day is Monday, the code is the day number plus 2; if Tuesday, the day number plus 4; if Wednesday, the day number plus 6, and so on. What code is generated on Saturday?

  1. 20
  2. 18 Correct answer.
  3. 16
  4. 14

Explanation

Saturday is day 6, and the added value follows 2, 4, 6, 8, 10, 12 for Monday to Saturday, so the code is 6 + 12 = 18. The pattern links the day number to twice its value.

Question 48Reasoning / General Intelligence

In a family of bank employees, A is the father of B. C is the mother of B. D is the sister of A. E is the son of D. How is E related to B?

  1. Cousin Correct answer.
  2. Uncle
  3. Nephew
  4. Brother

Explanation

D is A's sister, so D's son E and A's child B are children of siblings, which makes them cousins. The key step is recognising that D and A belong to the same generation.

Question 49Reasoning / General Intelligence

In a bank branch, six officers P, Q, R, S, T and U sit in a straight row facing north. Q sits second to the left of P. R sits immediately right of Q. S sits at the extreme left end. T sits immediately right of P. Which officer sits at the extreme right end of the row?

  1. R
  2. T
  3. P
  4. U Correct answer.

Explanation

With S fixed at the extreme left, the block Q-R must occupy two adjacent seats and P must be second to the right of Q, so Q, R, P fill seats two, three and four. T then takes seat five, immediately right of P, leaving only seat six for U, who therefore sits at the extreme right end. Every stated condition is satisfied by this single arrangement, so U is the only defensible answer.

Question 50Reasoning / General Intelligence

A bank's loan-processing team codes each file with a two-letter tag. The rule is: each letter of the word 'LOAN' is replaced by the letter that comes three places ahead of it in the English alphabet. Using the same rule, what tag is written for the word 'EMI'?

  1. FPI
  2. HPL
  3. HPG
  4. HPF Correct answer.

Explanation

The rule shifts every letter forward by three positions in the alphabet. Applying it to EMI gives E to H, M to P, and I to L, so the tag is HPL. The same shift applied to LOAN would give ORDQ, confirming the rule is a uniform forward shift of three.