IRDAI Surveyor Fire (S-02)

IRDAI's examination notices refer to eligible trainees for Insurance Institute of India (III) surveyor pre-licensing examinations, so the examination is administered through the III process while IRDAI publishes eligibility lists. Confirm your name appears on the eligibility notice before applying, since IRDAI issued successive lists dated 05-10-2026, 09-10-2026 and 15-10-2026, with a further notice on 23-10-2026 for December 2026.

Four balanced areas: fire insurance principles and practice; fire policy terms, conditions and standard covers; loss assessment, survey procedure and claim documentation; and the IRDAI Insurance Surveyors and Loss Assessors Regulations, 2015 with the code of conduct. Treat each as roughly equal weight and avoid over-investing in policy wording at the expense of the regulatory section.

Those details are not stated in the IRDAI material available for this page, so no figure is given here rather than an unreliable one. Check the current examination notice and the Institute of India's candidate instructions for duration, question count, marking and qualifying score before you plan your revision timetable.

The retake policy is not published in the source material used here, so confirm it directly with the Institute of India. Practically, plan to pass first time: build a revision cycle that leaves at least two weeks for mock papers, because re-attempt cycles add delay to your surveyor licence application.

The IRDAI Insurance Surveyors and Loss Assessors Regulations, 2015. IRDAI states these were framed under sections 42D, 64 UM and 114A of the Insurance Act, 1938, as amended by the Insurance Laws (Amendment) Act, 2015, and section 26 of the IRDAI Act, 1999. Read the regulation text itself rather than summaries, and note licensing, code of conduct and complaint provisions.

Weak loss assessment technique rather than weak recall. Candidates memorise policy clauses but cannot structure a survey report: measurement basis, depreciation, salvage, under-insurance application and supporting documents. Practise writing full assessment notes for hypothetical fire losses, showing each deduction and its justification, before attempting the paper.

Start with fire principles and policy terms together, since standard covers only make sense against indemnity, insurable interest and average. Then move to loss assessment and claim documentation, applying the policy knowledge. Finish with the 2015 Regulations and code of conduct, revising them last so the compliance detail stays fresh.

No. It is independent study material for candidates searching this exam and claims no affiliation with IRDAI or the Insurance Institute of India. Always verify eligibility, dates, fees and examination rules on the official IRDAI website and the Institute of India's own notices before relying on any third-party guide.