IRDAI Surveyor Fire (S-02) study guide
IRDAI Surveyor Fire (S-02) · Work through your exam, one topic at a time.
The IRDAI Surveyor Fire (S-02) credential sits inside the surveyor licensing pathway regulated by the Insurance Regulatory and Development Authority of India. IRDAI's Surveyors Department records that the Authority framed the IRDAI Insurance Surveyors and Loss Assessors Regulations, 2015 in exercise of powers conferred by sections 42D, 64 UM and 114A of the Insurance Act, 1938, as amended by the Insurance Laws (Amendment) Act, 2015, and section 26 of the IRDAI Act, 1999. The pre-licensing examinations themselves are conducted by the Insurance Institute of India, and IRDAI publishes eligibility notices for them; the most recent notice on the IRDAI site is dated 23-10-2026 and covers eligible trainees for the III surveyor pre-licensing examinations, December 2026, following earlier lists dated 15-10-2026 and 09-10-2026 and an initial notice dated 05-10-2026. This page is for candidates preparing for the Fire (S-02) paper, which tests fire insurance principles and practice, policy terms and standard covers, loss assessment and survey procedure with claim documentation, and the 2015 Surveyors Regulations with their code of conduct. The IRDAI Surveyor Fire (S-02) study guide has 4 sections and about 1,371 words.
01Fire Insurance Principles and Practice
This domain tests whether you can apply the core principles of fire insurance to real claim facts, not just recite definitions. Questions often turn on insurable interest, indemnity, proximate cause, contribution and subrogation.
368 words, about 2 min02Fire Policy Terms, Conditions and Standard Covers
This domain tests the Standard Fire and Special Perils (SFSP) policy: standard covers, exclusions, conditions, and endorsements. You must read the policy as a contract and identify what is covered, what is excluded, and which condition changes the claim.
355 words, about 2 min03Loss Assessment, Survey Procedure and Claim Documentation
This domain tests the surveyor's end-to-end work: appointment, document collection, site inspection, cause and extent assessment, salvage, loss computation, and report writing. The exam expects a defensible trail from policy to payment.
295 words, about 1 min04IRDAI Insurance Surveyors and Loss Assessors Regulations, 2015 and Code of Conduct
This domain tests the IRDAI (Insurance Surveyors and Loss Assessors) Regulations, 2015 and the Code of Conduct. Questions focus on licensing, scope of practice, independence, conflict of interest, fees, confidentiality, and report discipline.
353 words, about 2 min