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J&K Bank Banking Associate study materials
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J&K Bank Banking Associate practice questions

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Question 1Reasoning Ability

In a certain bank's internal coding, the word LOAN is written as MPBO. Using the same code, how will CHEQUE be written?

  1. DIERVE
  2. DIFRVG
  3. DJFRVF
  4. DIFRVF Correct answer.

Explanation

Each letter of LOAN moves one place forward in the English alphabet: L becomes M, O becomes P, A becomes B and N becomes O. Applying the same one-step forward shift to CHEQUE gives D-I-F-R-V-F. No letter is skipped and no letter is shifted backward.

Question 2Reasoning Ability

A bank officer starts from the branch, walks 10 m north, turns right and walks 5 m, then turns right and walks 10 m. How far and in which direction is she from the branch?

  1. 10 m south
  2. 5 m east
  3. 15 m east
  4. 5 m west Correct answer.

Explanation

The 10 m northward movement is cancelled by the final 10 m southward movement, because the officer turns right twice. The only remaining displacement is the 5 m walked eastward, so she is 5 m east of the branch.

Question 3Reasoning Ability

A bank's customer-service desk recorded 12, 24, 48, 96 and ? new account enquiries on five consecutive days. If the pattern continues, what is the next number?

  1. 192 Correct answer.
  2. 144
  3. 196
  4. 190

Explanation

Each term is double the previous term: 12 x 2 = 24, 24 x 2 = 48, 48 x 2 = 96. Continuing the same doubling pattern gives 96 x 2 = 192.

Question 4Reasoning Ability

In a bank's staff classification, all clerks are officers and some officers are cashiers. Which conclusion must follow? Conclusion I: Some clerks are cashiers. Conclusion II: Some cashiers are officers.

  1. Only conclusion I follows
  2. Only conclusion II follows Correct answer.
  3. Neither conclusion I nor II follows
  4. Both conclusions I and II follow

Explanation

The first statement places clerks inside the officer group, but the cashiers who are officers need not include any clerk, so conclusion I is not guaranteed. The second statement says some officers are cashiers, which necessarily means some cashiers are officers, so conclusion II follows.

Question 5Reasoning Ability

Five bank associates P, Q, R, S and T sit in a row facing north. P sits at the extreme left. R sits second to the right of P. T is an immediate neighbour of R. Q does not sit at either extreme end. Who sits exactly in the middle?

  1. Q
  2. S
  3. T
  4. R Correct answer.

Explanation

With P at position 1, R must be at position 3. T then occupies position 2 or 4, and Q, who cannot be at an end, takes the other of those two seats. Position 5 is left for S, so R is always in the middle.

Question 6Reasoning Ability

In a bank's performance-rating code, A > B means A is rated higher than B, and B >= C means B is at least as high as C. If A > B >= C = D < E, which of the following is definitely true?

  1. C > E
  2. A > D Correct answer.
  3. B < E
  4. D > A

Explanation

From A > B, B >= C and C = D, the chain gives A > B >= C = D. Therefore A is strictly greater than D. The other options either reverse a known relation or compare C and E, whose order is not fully fixed by D < E.

Question 7Reasoning Ability

In a bank branch, among five associates, Meera has more years of service than Nisha but less than Omar. Pooja has more service than Omar. Ravi has less service than Nisha. Who has the least years of service?

  1. Meera
  2. Nisha
  3. Omar
  4. Ravi Correct answer.

Explanation

Combining the comparisons gives Pooja > Omar > Meera > Nisha > Ravi. Ravi is below Nisha, and Nisha is already below the other three, so Ravi has the least service.

Question 8Reasoning Ability

If the letters of the word BANKING are arranged in alphabetical order, which letter will be fourth from the left?

  1. N
  2. K
  3. G
  4. I Correct answer.

Explanation

The letters of BANKING are B, A, N, K, I, N and G. In alphabetical order they become A, B, G, I, K, N, N. Counting from the left, the fourth letter is I.

Question 9Reasoning Ability

Six bank associates A, B, C, D, E and F are assigned to counters 1 to 6 from left to right. C is at counter 3. A is immediately left of D. B is not at an end. F is at counter 6. E is immediately right of C. Which associate is at counter 5?

  1. B Correct answer.
  2. E
  3. D
  4. A

Explanation

C at counter 3 makes E counter 4, and F is fixed at counter 6. The pair A immediately left of D can then only occupy counters 1 and 2, because counters 4-5 and 5-6 are blocked by E and F. The only remaining counter, 5, belongs to B.

Question 10Reasoning Ability

Five bank associates A, B, C, D and E have different ages. Who is the youngest? Statement I: A is older than B, who is older than E. Statement II: C is older than D, and D is older than A.

  1. Statement I alone is sufficient, but Statement II alone is not.
  2. Both statements together are sufficient, but neither statement alone is sufficient. Correct answer.
  3. Statement II alone is sufficient, but Statement I alone is not.
  4. Statements I and II together are not sufficient.

Explanation

Statement I gives only A > B > E, leaving C and D unplaced. Statement II gives C > D > A but says nothing about B and E. Combining them yields C > D > A > B > E, so E is the youngest, but neither statement alone fixes the full order.

Question 11Reasoning Ability

In a bank's internal code, the word BANK is written as CZOJ, where letters in odd positions move one step forward and letters in even positions move one step backward in the English alphabet. Using the same rule, how will LEDGER be written?

  1. MDEFFP
  2. NDEFFQ
  3. MDEFGQ
  4. MDEFFQ Correct answer.

Explanation

Apply the stated rule position by position: L is odd, so it becomes M; E is even, so it becomes D; D becomes E; G becomes F; E becomes F; and R becomes Q. The resulting coded form is therefore MDEFFQ. The rule alternates +1 and -1, so a uniform shift or leaving any letter unchanged will produce an incorrect code.

Question 12Reasoning Ability

A cash officer leaves the branch and walks 6 m east, turns left and walks 8 m, then turns right and walks 6 m. She finally turns right and walks 8 m. How far and in which direction is she from the branch?

  1. 10 m east
  2. 14 m east
  3. 12 m east Correct answer.
  4. 12 m west

Explanation

Taking the branch as the starting point, the eastward movements total 6 m + 6 m = 12 m, while the northward 8 m is exactly cancelled by the final southward 8 m. Her final position is therefore 12 m due east of the branch. The correct choice must state both the distance and the direction.

Question 13Reasoning Ability

A bank's daily footfall figures for five days follow the pattern 3, 4, 8, 17, 33, ? If the pattern continues, what is the next figure?

  1. 56
  2. 57
  3. 60
  4. 58 Correct answer.

Explanation

The differences between successive terms are 1, 4, 9 and 16, which are the squares 1², 2², 3² and 4². The next difference must therefore be 5² = 25, so the next term is 33 + 25 = 58. Checking the pattern with the earlier terms confirms this square-difference rule.

Question 14Reasoning Ability

Statements: All loans are deposits. Some deposits are advances. No advance is a penalty. Conclusions: I. Some deposits are not penalties. II. Some loans are advances. Which conclusion follows?

  1. Only I follows Correct answer.
  2. Both I and II follow
  3. Neither I nor II follows
  4. Only II follows

Explanation

Since some deposits are advances and no advance is a penalty, those deposit amounts that are advances cannot be penalties; hence conclusion I follows. Conclusion II is not forced because the advances may be a separate part of deposits from the loans. Therefore only I follows.

Question 15Reasoning Ability

Five bank associates A, B, C, D and E sit around a circular table facing the centre. A sits second to the right of B. C sits immediately to the left of A. D is not adjacent to B. Who sits immediately to the right of E?

  1. B Correct answer.
  2. A
  3. D
  4. C

Explanation

Place B at a reference seat. A is second to the right of B, and C is immediately left of A, which fixes B, A and C in three consecutive seats. D cannot be adjacent to B, so D must occupy the remaining non-adjacent seat, leaving E beside B. The seat immediately right of E is therefore B.

Question 16Reasoning Ability

At a bank's annual meeting, Priya introduces Rohan as the son of the only brother of her mother. How is Rohan related to Priya?

  1. Nephew
  2. Brother
  3. Uncle
  4. Cousin Correct answer.

Explanation

The only brother of Priya's mother is Priya's maternal uncle. Rohan is the son of that maternal uncle, so Rohan and Priya are cousins. The word 'only' confirms there is no other brother who could change the relationship.

Question 17Reasoning Ability

In a queue at a bank's token counter, Ravi is 7th from the front and 15th from the back. How many people are in the queue?

  1. 21 Correct answer.
  2. 20
  3. 23
  4. 22

Explanation

When a person is counted from both ends, the total is (position from front) + (position from back) − 1. Here the total is 7 + 15 − 1 = 21. The subtraction avoids counting Ravi twice.

Question 18Reasoning Ability

A bank's display board shows the arrangement 6 R # 3 A $ 8 M @ 2 K 5. If the first and the last elements are interchanged, and then all symbols are removed, which element is fourth from the left in the final arrangement?

  1. R
  2. A Correct answer.
  3. 8
  4. 3

Explanation

After swapping the first element 6 with the last element 5, the arrangement becomes 5 R # 3 A $ 8 M @ 2 K 6. Removing the symbols #, $ and @ leaves 5 R 3 A 8 M 2 K 6. Counting from the left, the fourth element is A.

Question 19Reasoning Ability

Five bank associates P, Q, R, S and T stand in a row facing north. Who stands in the middle? Statement I: P stands at the extreme left and Q stands immediately to the right of P. Statement II: R stands second to the right of Q and S is not at any extreme end.

  1. Even together are not sufficient
  2. Both together are sufficient Correct answer.
  3. II alone is sufficient
  4. I alone is sufficient

Explanation

Statement I alone gives only P at position 1 and Q at position 2, leaving the middle undetermined. Statement II alone gives the Q-R gap and a restriction on S, but not the left end. Using both, P is at 1, Q at 2 and R at 4; S cannot be at an extreme end, so S is at 3 and T at 5. Hence S is in the middle.

Question 20Reasoning Ability

Six bank associates A, B, C, D, E and F live on six different floors of a building numbered 1 to 6 from bottom to top. C lives on floor 3. A lives immediately above C. B lives on an even-numbered floor but not on floor 6. D lives below C. E does not live on floor 1. F lives on the topmost floor. Who lives on floor 5?

  1. C
  2. B
  3. E Correct answer.
  4. A

Explanation

C is on floor 3 and A immediately above on floor 4. B must be on an even floor other than 4 and 6, so B is on floor 2. D is below C and floor 2 is taken, so D is on floor 1. F is on floor 6, leaving E on floor 5.

Question 21Reasoning Ability

A bank cashier starts from the branch gate, walks 4 m south, turns left and walks 3 m, then turns left again and walks 4 m. How far and in which direction is the cashier from the starting point?

  1. 5 m east
  2. 3 m west
  3. 5 m north
  4. 3 m east Correct answer.

Explanation

Moving 4 m south and later 4 m north cancels the north-south displacement. The left turn from south points east, and the second left turn points north, so the cashier ends 3 m east of the start.

Question 22Reasoning Ability

In a queue of 35 customers at a bank's token counter, Suresh is 12th from the front. What is his position from the back?

  1. 24th from the back Correct answer.
  2. 25th from the back
  3. 22nd from the back
  4. 23rd from the back

Explanation

For a queue, position from the back equals total persons minus position from the front plus one. Here, 35 - 12 + 1 = 24, so Suresh is 24th from the back.

Question 23Reasoning Ability

While verifying a KYC form, a bank officer who is a woman points to a photograph and says, "She is the daughter of the only son of my mother." How is the girl in the photograph related to the officer?

  1. Cousin
  2. Sister
  3. Daughter
  4. Niece Correct answer.

Explanation

The officer is a woman, so the only son of her mother is her brother. The photograph shows that brother's daughter, who is the officer's niece.

Question 24Reasoning Ability

In a bank's file-coding system, "loans are secure" is written as "ta pa ka", "secure deposits grow" as "ka ri mo", and "grow loans fast" as "mo ta fi". What is the code for "deposits"?

  1. mo
  2. pa
  3. ka
  4. ri Correct answer.

Explanation

The word secure appears in the first two sentences and its common code is ka. Loans is common to the first and third sentences, giving ta, while grow is common to the second and third, giving mo. In the second sentence, the remaining word deposits must therefore be ri.

Question 25Reasoning Ability

Statements: All tellers are employees. Some employees are trainees. Conclusions: I. Some tellers are trainees. II. Some employees are tellers. Which conclusion(s) logically follow(s)?

  1. Only I follows
  2. Neither I nor II follows
  3. Both I and II follow
  4. Only II follows Correct answer.

Explanation

From "All tellers are employees", we can validly infer that some employees are tellers. The second statement links employees to trainees but does not place any teller inside the trainee group, so conclusion I need not follow.

Question 26Reasoning Ability

A bank's display board shows the sequence: 7 # K 4 @ L 9 % M 2 & N. How many symbols in the sequence are immediately preceded by a number and immediately followed by a letter?

  1. Four Correct answer.
  2. Two
  3. Three
  4. One

Explanation

Check each symbol: # is preceded by 7 and followed by K, @ by 4 and L, % by 9 and M, and & by 2 and N. All four symbols meet both conditions.

Question 27Reasoning Ability

In a bank's appraisal code, A @ B means A is not less than B; A # B means A is neither greater than nor equal to B; and A $ B means A is not greater than B. Statements: P @ Q, Q # R, R $ S. Conclusions: I. P # R; II. Q $ S. Which conclusion(s) follow(s)?

  1. Both I and II follow
  2. Only II follows Correct answer.
  3. Only I follows
  4. Neither I nor II follows

Explanation

The code gives P >= Q, Q < R and R <= S. From Q < R <= S, Q is certainly less than S, so Q <= S follows. P < R does not follow because P may be equal to or greater than R.

Question 28Reasoning Ability

A bank's customer helpdesk recorded the number of complaints on five consecutive days as 7, 12, 22, 42, ?. If the pattern continues, what is the next number?

  1. 82 Correct answer.
  2. 72
  3. 80
  4. 76

Explanation

Each term is obtained by doubling the previous term and subtracting 2: 12 = 2 x 7 - 2, 22 = 2 x 12 - 2, and 42 = 2 x 22 - 2. Applying the same rule gives 2 x 42 - 2 = 82.

Question 29Reasoning Ability

Six bank associates A, B, C, D, E and F sit in a row facing north. A sits third to the left of D. B sits immediately to the right of A. F sits second to the right of A. E sits at the extreme right end. Who sits second to the left of D?

  1. F
  2. B Correct answer.
  3. A
  4. C

Explanation

B sits immediately right of A, so B is one place right of A. D is three places right of A, which makes the first place right of A the second place to the left of D. Therefore B sits second to the left of D.

Question 30Reasoning Ability

A bank branch must send a committee of three associates from six people P, Q, R, S, T and U for a financial-literacy camp. If P is selected, Q must be selected. R and S cannot be selected together. If T is selected, U must be selected. If Q is selected, R must be selected. Which of the following can be the committee?

  1. T, U, P
  2. P, Q, R Correct answer.
  3. Q, R, S
  4. P, Q, S

Explanation

The committee P, Q and R satisfies every condition: P brings Q, Q brings R, and R and S are not together. The other options either omit R when Q is chosen, pair R with S, or choose P without Q.

Question 31Reasoning Ability

In a bank's internal coding system, the word BRANCH is written as CSPBDI. Using the same rule, how is LEDGER written?

  1. NFEHFS
  2. MFEHFS Correct answer.
  3. LFEHFS
  4. MFEHFR

Explanation

Each letter of BRANCH is shifted one place forward in the English alphabet: B→C, R→S, A→B, N→O, C→D, H→I. Applying the same one-step forward shift to LEDGER gives L→M, E→F, D→E, G→H, E→F, R→S, so the code is MFEHFS.

Question 32Reasoning Ability

A bank's audit team is checking four account numbers: 121, 144, 169 and 180. Three of these are perfect squares of consecutive integers. Which account number does not fit the pattern?

  1. 180 Correct answer.
  2. 121
  3. 144
  4. 169

Explanation

121 = 11², 144 = 12² and 169 = 13², so those three are squares of consecutive integers. 180 is not a perfect square, because 13² = 169 and 14² = 196, so it does not fit the pattern.

Question 33Reasoning Ability

A bank courier starts from the branch and walks 5 km north. He then turns right and walks 12 km. How far and in which direction is he from the starting point?

  1. 13 km south-east
  2. 12 km east
  3. 17 km north-east
  4. 13 km north-east Correct answer.

Explanation

Turning right from north makes the courier walk east, so his final position is 5 km north and 12 km east of the branch. The straight-line distance is √(5² + 12²) = √169 = 13 km, and the direction is north-east.

Question 34Reasoning Ability

A bank's daily transaction counts for five days follow the pattern 5, 11, 23, 47, 95, ?. If the pattern continues, what is the next count?

  1. 191 Correct answer.
  2. 190
  3. 189
  4. 193

Explanation

Each term is obtained by multiplying the previous term by 2 and then adding 1: 5×2+1=11, 11×2+1=23, 23×2+1=47, and 47×2+1=95. Continuing the rule gives 95×2+1 = 191.

Question 35Reasoning Ability

In a bank's employee records: Some clerks are cashiers. All cashiers are officers. No officer is a guard. Conclusions: I. Some clerks are officers. II. No cashier is a guard.

  1. Only I follows
  2. Only II follows
  3. Neither I nor II follows
  4. Both I and II follow Correct answer.

Explanation

The clerks who are cashiers must also be officers, because all cashiers are officers; therefore conclusion I follows. Since every cashier is an officer and no officer is a guard, no cashier can be a guard; therefore conclusion II also follows.

Question 36Reasoning Ability

In a row of bank associates facing north, Ravi is 7th from the left end and Sita is 9th from the right end. After Ravi and Sita interchange places, Ravi becomes 12th from the left. How many associates are in the row?

  1. 18
  2. 21
  3. 20 Correct answer.
  4. 19

Explanation

After the interchange, Ravi occupies Sita's original position, so Sita's position is 12th from the left. Sita is also 9th from the right, so the total number is 12 + 9 − 1 = 20.

Question 37Reasoning Ability

A bank's display board shows the sequence: 3 @ D 6 # 8 K $ 7 M % 2 Q. How many numbers in this sequence are immediately preceded by a symbol and immediately followed by a letter?

  1. 3 Correct answer.
  2. 4
  3. 2
  4. 1

Explanation

Check each number: 3 has no preceding element, 6 is preceded by the letter D, 8 is preceded by # and followed by K, 7 is preceded by $ and followed by M, and 2 is preceded by % and followed by Q. Thus 8, 7 and 2 satisfy the condition, giving three numbers.

Question 38Reasoning Ability

Among five bank employees P, Q, R, S and T, who earns the highest salary? Statement I: P earns more than Q but less than R. Statement II: S earns more than T but less than Q.

  1. Both statements together are sufficient Correct answer.
  2. Statement II alone is sufficient
  3. Statement I alone is sufficient
  4. Neither statement alone nor together is sufficient

Explanation

Statement I gives R > P > Q but says nothing about S and T, while Statement II gives Q > S > T but says nothing about P and R. Combining them yields R > P > Q > S > T, so R earns the highest salary.

Question 39Reasoning Ability

Six bank associates A, B, C, D, E and F sit around a circular table facing the centre. A sits second to the left of C. B sits opposite D. E sits second to the right of B. Who sits opposite C?

  1. E
  2. D
  3. F Correct answer.
  4. A

Explanation

Fixing C and placing A second to C's left, then applying B opposite D and E second to the right of B, gives the clockwise order C, B, A, F, D, E. In this arrangement the seat opposite C is occupied by F.

Question 40Reasoning Ability

In a bank's staff welfare family code, 'A + B' means A is the father of B; 'A - B' means A is the mother of B; 'A × B' means A is the brother of B; 'A ÷ B' means A is the sister of B. Which expression shows that P is the maternal uncle of Q?

  1. P × R - Q Correct answer.
  2. P + R ÷ Q
  3. P ÷ R + Q
  4. P - R × Q

Explanation

In P × R - Q, P is the brother of R and R is the mother of Q. Therefore P is the brother of Q's mother, which makes P the maternal uncle of Q. The other expressions produce a mother, father or paternal aunt relationship.

Question 41Reasoning Ability

In a bank's document-classification sequence, the code letters are B, D, G, K, P, ?. If the same pattern continues, which letter should replace the question mark?

  1. V Correct answer.
  2. W
  3. T
  4. U

Explanation

The gaps between successive letters are +2, +3, +4, +5 and then +6: B to D is 2, D to G is 3, G to K is 4, and K to P is 5. Adding 6 to P gives V, so V is the next code letter.

Question 42Reasoning Ability

A bank's lobby clock shows exactly 3:30. What is the smaller angle between the hour hand and the minute hand at that time?

  1. 85°
  2. 75° Correct answer.
  3. 90°
  4. 60°

Explanation

At 3:30 the minute hand points at 6, which is 180° from 12. The hour hand has moved halfway between 3 and 4, so it is at 3.5 × 30° = 105°. The smaller difference is 180° − 105° = 75°.

Question 43Reasoning Ability

In a bank's record-keeping context, three of the following are documents or records, while one is not. Which one is the odd item?

  1. Fixed deposit receipt
  2. Passbook
  3. Cheque book
  4. Locker key Correct answer.

Explanation

A passbook, a cheque book and a fixed deposit receipt are all paper records or instruments issued by a bank. A locker key is a physical access item used to open a locker, not a record of a transaction or account.

Question 44Reasoning Ability

In a bank's staff record, Priya, a woman officer, points to the branch manager and says, "The manager's son is the brother of my daughter's mother." How is Priya related to the manager?

  1. Wife
  2. Sister
  3. Daughter Correct answer.
  4. Mother

Explanation

"My daughter's mother" refers to Priya herself. The manager's son is therefore Priya's brother, which makes the manager Priya's parent. Hence Priya is the manager's daughter.

Question 45Reasoning Ability

Five bank officers-A, B, C, D and E-sit in a row facing north. B sits at the extreme left end. C sits second to the right of A. D sits immediately to the right of C. E is not at either end. Who sits in the middle of the row?

  1. A
  2. D
  3. C
  4. E Correct answer.

Explanation

With B at position 1, the only placement for C second to the right of A is A at 2 and C at 4; D then takes position 5. E must occupy position 3, which is the middle seat and is not an end.

Question 46Reasoning Ability

In a bank's internal vault code, each letter of a word is first moved two places forward in the English alphabet, and then the resulting word is written in reverse order. Using this rule, how is CASH coded?

  1. KVDI
  2. JUCE Correct answer.
  3. ECUJ
  4. JUEC

Explanation

Moving each letter of CASH two places forward gives E, C, U and J. Writing ECUJ in reverse order yields JUCE, which is the required code.

Question 47Reasoning Ability

A bank's annual audit is scheduled on one day from Monday to Friday. On which day is the audit? Statement I: The audit is not on Monday or Wednesday. Statement II: The audit is after Tuesday but before Friday. Which conclusion follows?

  1. Statement I alone is sufficient.
  2. Both statements together are sufficient. Correct answer.
  3. Statement II alone is sufficient.
  4. Neither statement alone nor together is sufficient.

Explanation

Statement I leaves Tuesday, Thursday or Friday, and Statement II leaves Wednesday or Thursday. Combining them removes Wednesday and Friday, fixing the audit on Thursday. Thus neither statement alone is sufficient, but both together are sufficient.

Question 48Reasoning Ability

A bank's cash van leaves the branch and travels 8 km north. It then turns right and travels 6 km, and finally turns right again and travels 8 km. At the final point, how far is the van from the branch and in which direction?

  1. 8 km east
  2. 6 km west
  3. 6 km east Correct answer.
  4. 8 km north

Explanation

The 8 km north and the final 8 km south cancel each other, leaving only the 6 km travelled after the first right turn. That leg is towards the east, so the van ends 6 km east of the branch.

Question 49Reasoning Ability

Five bank branches-A, B, C, D and E-are audited on five consecutive days from Monday to Friday, one branch per day. C is audited immediately after A. E is audited on Thursday. B is not audited on Monday. D is audited before C. Which branch is audited on Wednesday?

  1. E
  2. C Correct answer.
  3. D
  4. B

Explanation

E occupies Thursday, so the consecutive A-C pair cannot be placed at positions 3-4 or 4-5. If A and C were Monday-Tuesday, D would have to be before C but Monday is already taken, so A and C must be Tuesday-Wednesday. Thus C is audited on Wednesday.

Question 50Reasoning Ability

Six bank departments-Accounts, Loans, KYC, Audit, Cash and Forex-occupy six floors of a branch building, with floor 1 at the bottom and floor 6 at the top. Accounts is on floor 6. Forex is immediately below Accounts. Cash is on floor 3. Audit is immediately above KYC. Loans is on neither floor 1 nor floor 6. Which department is on floor 4?

  1. Loans Correct answer.
  2. KYC
  3. Audit
  4. Forex

Explanation

Accounts on floor 6 places Forex immediately below on floor 5, and Cash is fixed on floor 3. The remaining floors 1, 2 and 4 must hold KYC, Audit and Loans; Audit immediately above KYC must therefore be floors 2 and 1 respectively. This leaves Loans on floor 4.