Maharashtra HSC Bifocal Banking case studies
Maharashtra HSC Bifocal Banking · Put your knowledge to work in context.
Maharashtra HSC Bifocal Banking is the vocational (bifocal) subject offered by the Maharashtra State Board of Secondary and Higher Secondary Education (MSBSHSE) as part of the HSC curriculum. Candidates typically pair it with a conventional academic stream and use it to build early, practical familiarity with how Indian banking actually works. The Maharashtra HSC Bifocal Banking case studies are 5 cases and about 2,866 words.
1Stale Cheque with Altered Amount and Cancelled Crossing
On 12 August, Shree Traders, a proprietorship firm maintaining a current account with a Pune branch, deposits a cheque for ₹1,85,000 drawn on a Nashik branch. The cheque is dated 5 April of the same year.
563 words, about 3 min2Term Loan Appraisal for an Auto Components Firm
Anand Auto Components, a partnership firm, seeks a ₹60 lakh term loan to buy a CNC machine and a ₹15 lakh cash credit limit. Its audited sales are ₹3.20 crore, net profit ₹12 lakh, and cash accruals ₹18 lakh.
605 words, about 3 min3SIM-Swap UPI Fraud and Customer Liability
Kale, a salaried savings account holder, lost mobile network for about two hours while on night shift. Between 01:10 and 01:40, four UPI transfers totalling ₹1,18,000 left his account to four unknown beneficiaries.
613 words, about 3 min4Joint Account, Nominee, Set-Off and Tax Attachment
Deshmukh hold a joint savings account with a bank under the 'either or survivor' mandate. Deshmukh dies in a road accident.
578 words, about 3 min5Premature Fixed Deposit Closure and Interest Accounting
On 1 April, a customer opens a fixed deposit of ₹5,00,000 for two years at 6.80% per annum, with quarterly compounding. The bank's premature withdrawal policy says interest is paid at the card rate applicable for the actual period the deposit has run, less a penalty of 1.00%, computed on a simple-interest basis for the actual number of days.
507 words, about 3 min