Maharashtra HSC Vocational BFSI case studies
Maharashtra HSC Vocational BFSI · Put your knowledge to work in context.
The Maharashtra HSC Vocational BFSI programme is a state-board vocational stream at the higher secondary level, offered by the Maharashtra State Board of Secondary and Higher Secondary Education, in which Banking, Financial Services and Insurance are studied alongside the general HSC subjects. It suits students who want a school-leaving qualification that already points towards a career in a bank branch, an insurance office, a non-banking finance company or a business-process role, and who may continue to a degree or diploma afterwards. The Maharashtra HSC Vocational BFSI case studies are 5 cases and about 3,153 words.
1A Minor's Freelance Income and the 'Small Account' Shortcut
Rutuja, a 17-year-old design student in Kolhapur, wants to open a savings account to receive ₹75,000 from an online client for freelance logo work. She has an Aadhaar card, a PAN card, and a mobile number in her name, but no separate address proof because she lives in a college hostel and her family home is in a village 40 km away.
732 words, about 4 min2Cheque Returns, a Bounced Supplier Payment and a Mistyped NEFT
Sameer runs a small tailoring unit in Nagpur. On 3 March he deposits a cheque for ₹85,000 dated 20 February, drawn on a Nashik bank by a customer, into his current account.
652 words, about 3 min3Underinsurance and the Average Clause in a Fire Claim
Meera runs a hardware shop in Satara. She insured her shop building, furniture and stock for ₹12,00,000 with a standard fire policy.
580 words, about 3 min4The 'SEBI-Approved' 18% Scheme and the Direct-Plan Question
Aniket, 24, works in Pune, earns ₹45,000 a month and has saved ₹4,00,000. A friend's uncle, who describes himself as a 'SEBI-approved wealth manager', offers a fixed-return scheme promising 18% per annum for 24 months and asks for a cheque of ₹3,00,000 in his own personal name, saying the money will be pooled in a proprietary trading account.
589 words, about 3 min5Six Days of ₹48,000 Deposits at a Cooperative Bank
At a cooperative bank branch in Aurangabad, a customer, Farhan, visits every morning for six working days and deposits ₹48,000 in cash into three different savings accounts: his own, his wife's and his brother-in-law's. Each deposit is below ₹50,000, and he refuses to give PAN, saying 'it is below the limit'.
600 words, about 3 min