NIACL Assistant study materials
NIACL Assistant study resources

NIACL Assistant case studies

NIACL Assistant · Put your knowledge to work in context.

The NIACL Assistant exam is the recruitment test used by The New India Assurance Company Limited to fill Assistant posts in its clerical cadre, mainly in branches and operating offices across India. It suits graduates who want a stable public-sector insurance career with customer-facing work: policy servicing, proposal processing, claims support and back-office operations. The NIACL Assistant case studies are 5 cases and about 4,109 words.

1

Vetting a Charge-Revision Notice: Grammar, Conflict and the 160-Character Wall

You are vetting a charge-revision notice that a branch will send to 12,000 customers by email and, in shortened form, by SMS. Each cheque presented at the counter will now cost Rs 25, except for accounts maintained by senior citizens, which are exempt.

802 words, about 4 min
2

Seating Six Probationary Officers When One Condition Makes the Puzzle Unsolvable

A bank must place six probationary officers - A, B, C, D, E and F - across three floors (floor 1 lowest, floor 3 highest) for a two-week training rotation, with exactly two officers on each floor. The coordinator gives five conditions: (i) A and B must be on different floors; (ii) C must be on the floor immediately above D's floor; (iii) E must not be on floor 1; (iv) F must be on the same floor as A; (v) B must be on a higher floor than C.

790 words, about 4 min
3

Three Deposit Schemes, One Property Payment at Month 18

A customer has Rs 4,00,000 to place for two years and is comparing three deposits at your branch. Scheme P pays 8.5% p.a.

857 words, about 4 min
4

A Rs 36 Lakh Stock Loss Across Two Fire Policies, a Negligent Electrician and a Late Intimation

A garment trader insures her stock-in-trade under two fire policies: Policy X with Insurer A for Rs 20 lakh and Policy Y with Insurer B for Rs 10 lakh. At the time of a fire, the stock actually in the godown is valued at Rs 36 lakh.

890 words, about 4 min
5

Payroll Mailout: A Broken Spreadsheet Link, a Mangled CSV and an OTP Caller

You handle payroll correspondence at a branch. The salary sheet has 240 rows.

770 words, about 4 min