NICL AO case studies
NICL AO · Put your knowledge to work in context.
The NICL Administrative Officer (Scale I) recruitment 2026-27 is National Insurance Company Limited's hiring process for 321 Administrative Officers in the Generalist and Specialist streams. This is an independent preparation page; it is not affiliated with NICL or the application portal operator and does not reproduce the official advertisement. The NICL AO case studies are 5 cases and about 4,317 words.
1Six Claim Files and a Single Decisive Clue
Six claim files - A, B, C, D, E and F - are stacked one per shelf on a rack whose shelves are numbered 1 (lowest) to 6 (highest). The sub-editor's note records four conditions: (i) A is kept immediately above D; (ii) exactly two shelves lie between B and E; (iii) C is on an even-numbered shelf but not on shelf 6; (iv) F is on a shelf above C.
860 words, about 4 min2Five Sentences Before the Circular Goes to Press
A divisional office has drafted a one-page circular to policyholders explaining a revised claim-intimation process. Before printing, the sub-editor flags five sentences and asks the Administrative Officer to decide which one may go to press unchanged.
862 words, about 4 min3Five Lines of Business and a One-Off Marine Loss
A regional office reviews five lines of business for the year just ended. Premium collected (₹ crore), claims paid (₹ crore) and management expenses (₹ crore) are: Fire 480, 288, 144; Marine 320, 224, 96; Motor 900, 675, 162; Health 600, 480, 150; Miscellaneous 200, 110, 50.
894 words, about 4 min4Two Micro-Insurance Schemes at a Village Camp
A financial-literacy camp is held at a village where the branch has been enrolling residents in the Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) and the Pradhan Mantri Suraksha Bima Yojana (PMSBY). Both schemes operate through the savings bank account with auto-debit consent, and neither requires a medical examination.
837 words, about 4 min5A Fire Claim with Underinsurance, Salvage and a Consequential-Loss Demand
A fire on 12 February damaged a stock godown insured under a standard fire and special perils policy. The sum insured on stock is ₹40 lakh.
864 words, about 4 min