Punjab PSEB Matric NSQF BFSI study plan

Map the full BFSI syllabus into a one-page topic tree covering banking, financial services and insurance, and mark each topic as strong, weak or unknown before studying anything.

Define the core banking vocabulary (deposit, loan, interest, KYC, NPA, CASA, repo rate) in your own words and check each definition against a reliable source.

Trace the structure of the Indian banking system (RBI, scheduled and non-scheduled banks, cooperative banks, RRBs, payment banks) and draw it as a labelled diagram.

List the main account types and the documents normally required to open each, then self-test from memory.

Explain the primary and secondary functions of a commercial bank and give one concrete example of each.

Compare savings, current, fixed deposit and recurring deposit accounts on interest, withdrawal rules and typical users.

Work through five numerical problems on simple and compound interest and five on EMI or loan repayment, showing every step.

Describe the main types of bank advances (cash credit, overdraft, term loan, bill discounting) and match each to a business situation.

Explain the RBI's main functions and at least four monetary policy tools it uses, in your own words.

Describe the cheque lifecycle from issue to clearing, including endorsement, crossing and dishonour, and list the reasons a cheque can bounce.

Summarise the key customer-protection and grievance-redressal rules you are expected to know (KYC norms, banking ombudsman route, limitation periods for complaints).

Solve eight practice questions on banking operations and review every wrong answer to identify the underlying gap.

Distinguish the roles of banks, NBFCs and cooperative credit institutions and state two regulatory differences between them.

Explain the main digital payment channels (UPI, NEFT, RTGS, IMPS, cards) and compare them on speed, limits and typical use.

Describe the main types of bank fraud and the basic security practices a customer should follow.

Complete a timed 30-question mixed banking set and record your score and time.

List the main financial services covered by the syllabus (insurance, mutual funds, pensions, capital market intermediation) and state the purpose of each in one sentence.

Explain what a mutual fund is, how NAV works, and the difference between open-ended and closed-ended schemes.

Describe the roles of SEBI, IRDAI and PFRDA and match each regulator to the sector it supervises.

Distinguish banking from non-banking financial services using at least three criteria.

Define the core insurance vocabulary (premium, policyholder, sum assured, rider, claim, maturity, surrender value, reinsurance) and use each term correctly in a sentence.

Explain the principle of insurable interest, utmost good faith, indemnity and subrogation, and apply each to a short scenario.

Compare life insurance and general insurance on purpose, duration, typical products and claim basis.

Describe the main life insurance policy types (term, endowment, ULIP, money-back) and state who each suits.

Walk through the insurance claim process for both life and general insurance, including the documents normally required.

Explain the role of an insurance agent and the basics of premium calculation and risk assessment.

Summarise the policyholder's main rights and duties and the usual reasons a claim may be rejected.

Solve 15 mixed questions spanning banking, financial services and insurance and correct every error with a written reason.

Revise your topic tree and confirm every item is now marked strong, closing any remaining gaps.

Complete two full-length timed mock tests under exam conditions and compare scores.

Re-drill your personal error log until each recurring mistake is resolved.

Write a one-page formula and definition sheet for final revision.