RBSE Prav Voc BFSI study plan

Map the organisational structure of a scheduled commercial bank branch and label the duties of branch manager, relationship officer, teller and back-office clerk in a simple diagram.

Differentiate savings, current, fixed and recurring deposits by eligibility, interest treatment, minimum balance and withdrawal rules, recording each in a comparison table.

Trace a retail loan application from enquiry to disbursement, naming the documents collected and the credit checks performed at each stage.

Explain how NEFT, RTGS, IMPS and UPI differ in settlement timing, transaction limits and typical use, then match ten everyday payments to the right rail.

Compute simple interest, compound interest and CASA ratio for three worked branch scenarios and show each step of the calculation.

Compare term loan, overdraft, cash credit and gold loan on security taken, repayment pattern and pricing, and justify which fits a trader, a salaried borrower and a farmer.

Classify priority sector lending categories and calculate the PSL shortfall for a branch from a given adjusted net bank credit figure.

Apply the accounting equation and double-entry rules to journalise 15 mixed bank and customer transactions with correct narration.

Prepare a trial balance and a simple balance sheet from a supplied list of ledger balances and confirm the totals agree.

Interpret the main schedules of a bank balance sheet - deposits, borrowings, advances and investments - and explain what each signals about liquidity.

Outline the roles of RBI, SEBI, IRDAI and PFRDA and assign twelve products - mutual fund, equity, policy, pension and others - to the correct regulator.

Distinguish primary from secondary markets and sequence the steps by which an IPO moves from filing to listing and trading.

Compare equity, debt, mutual fund and derivative instruments on risk, expected return, liquidity and minimum investment amount.

Calculate SIP maturity value, absolute return and the effect of a 1% expense ratio on a five-year mutual fund investment across three cases.

Explain how a demat account, a depository participant and a clearing corporation interact when a trade is settled.

Explain insurable interest, utmost good faith, indemnity and subrogation, and apply each principle to a stated claim scenario.

Compare life, health, motor and crop insurance on sum insured basis, premium calculation, standard exclusions and claim documents required.

Differentiate term, endowment, ULIP and annuity products and match each to one of three given customer profiles with reasons.

Sequence cashless and reimbursement health claim processing, naming the documents needed and the timeline at every stage.

Identify five common grounds for claim repudiation and state the disclosure a seller must make so that mis-selling does not occur.

Build a personal monthly budget, record 20 real transactions and produce an income-and-expenditure statement with the savings ratio calculated.

Compute net interest margin, credit-deposit ratio and CASA ratio from supplied figures and state what each tells a branch manager.

Summarise the KYC cycle - identification, verification, risk categorisation and periodic updation - and list the officially valid documents accepted.

Apply PMLA reporting thresholds and decide, for four given situations, whether a cash transaction report or a suspicious transaction report is triggered.

Recognise six cyber fraud patterns - phishing, vishing, SIM swap, QR manipulation, OTP theft and fake loan apps - and state the correct customer response to each.

Demonstrate the five stages of a consultative sales conversation in a scripted role play, using open questions and completing a written needs analysis.

Handle five scripted objections - rate, trust, paperwork, digital access and fear of mis-selling - and record a compliant response for each.

Apply fair-practice requirements and the grievance redressal escalation path, including the banking ombudsman route and its timelines.

Draft a short suitability note recommending one product to a low-income first-time customer without overstating returns or hiding charges.

Explain consent, data minimisation and storage obligations when collecting and retaining customer documents digitally.

Profile five BFSI entry roles - bank clerk or PO, insurance advisor, mutual fund distributor, NBFC field officer, back-office analyst - by qualification, core skills and promotion path.

Build a two-page CV and deliver a 60-second self-introduction targeted at one chosen BFSI entry role.

Identify one viable micro-enterprise idea for your locality and estimate start-up cost, monthly break-even and working-capital requirement.

Match MUDRA loan, Stand-Up India, CGTMSE cover and Udyam registration to four different small-business use cases.

Demonstrate workplace etiquette, documentation discipline and teamwork by completing a five-minute simulated branch task with a partner.

Draw the structure of the Indian BFSI sector - RBI, commercial banks, cooperative banks, NBFCs, insurers, capital market intermediaries - and place every player in it.

Trace how a rupee travels from a saver's deposit to a borrower's loan and mark where each regulator and intermediary sits along the way.

Re-attempt the two weakest topic quizzes from weeks 1 to 6 and push each score to 85% or higher.

Complete two full-length timed mock tests under exam conditions and classify every error by domain and cause.

Recite the high-yield numbers from one revision sheet - KYC thresholds, RTGS minimum, PSL targets, claim settlement timelines - without looking.