UIIC Assistant case studies
UIIC Assistant · Put your knowledge to work in context.
The UIIC Assistant recruitment exam is the selection test used by United India Insurance Company, a public sector general insurer, to fill Assistant (Class III) posts in its offices nationwide. It is aimed at graduates who want a stable clerical-cadre career in the public insurance sector rather than in banking, and it attracts candidates who are comfortable with a broad but moderate-difficulty syllabus rather than a single deep specialisation. The UIIC Assistant case studies are 5 cases and about 3,037 words.
1The Branch Audit Roster That Would Not Settle
Six probationary assistants - Anil, Bina, Chetan, Divya, Esha and Farhan - must each audit exactly one of six branches P, Q, R, S, T and U, one branch per day from Monday to Saturday. The branch head's note records: (i) Bina audits Q on Wednesday.
637 words, about 3 min2The Branch Combined Ratio Squeeze
A UIIC branch writes general insurance business in two lines. Last year it had 2,400 policies, an average premium of ₹9,500 per policy, 180 claims and an average claim of ₹85,000.
450 words, about 2 min3Repairing a Policyholder Circular
Policyholders are advised to keep a copy of the FIR and the surveyor's report, who visits the site, ready. Neither the agent or the branch manager is authorized to promise settlement.
556 words, about 3 min4The Diabetes Non-Disclosure Claim
A health policy issued in March 2019 by a general insurer was renewed every year without a break. In January 2024 the policyholder was hospitalised for 11 days and the insurer settled only part of the ₹4.2 lakh bill, rejecting the balance on the ground that the policyholder had not disclosed a history of diabetes at proposal stage.
678 words, about 3 min5Ransomware at the Premium Counter
on a Monday, 14 shared desktop PCs at a branch display a text file named READ ME.txt. The premium register (premium register.xlsx), the commission sheet (commission.xlsm) and scanned claim documents have been renamed with a .locked extension and cannot be opened.
716 words, about 4 min