UPMSP Vocational Insurance case studies
UPMSP Vocational Insurance · Put your knowledge to work in context.
The UPMSP Vocational Insurance course is a senior-secondary vocational subject offered under the Uttar Pradesh Madhyamik Shiksha Parishad (UP Board) vocational stream. It is designed for students who want a school-level qualification that leads directly into insurance work - as a trainee agent, a back-office or branch assistant, a claims documentation helper, or a policy servicing executive - or into further study in commerce, banking and insurance. The UPMSP Vocational Insurance case studies are 5 cases and about 3,205 words.
1Single-Site Auto Component Unit: Underinsurance and Risk Treatment
Shree Ganesh Auto Components is a single-location press shop in Noida with turnover of ₹4 crore, 40 workers, one 1,200-tonne press, and one key customer that contributes 60% of sales. The owner, Mahesh, has a ₹1.5 crore fire policy because the bank demanded insurance; the reinstatement value of building, plant, and stock is ₹2.5 crore.
657 words, about 3 min2Life Cover for a Kirana Shop Owner: Term versus Endowment
Ramesh, 36, runs a kirana shop and earns about ₹4.8 lakh a year. His personal expenses are ₹1.2 lakh; the rest supports his wife, two children aged 8 and 4, and his 65-year-old mother.
664 words, about 3 min3Goods Vehicle Accident: Expired Licence, Third-Party Injury and Add-Ons
Gopal owns a 2019 Tata Ace goods vehicle insured under a comprehensive motor policy with a sum insured of ₹4.5 lakh. The policy has a compulsory deductible of ₹1,000, a voluntary deductible of ₹2,500, zero-depreciation cover and an engine-protect add-on.
647 words, about 3 min4Family Floater Hospitalisation: Room-Rent Cap and Deductions
Anita, 38, has a family floater health policy with a sum insured of ₹5 lakh covering herself, her husband and two children. The policy has a room-rent limit of 1% of the sum insured per day, a 10% co-payment, a ₹10,000 deductible, and a list of non-payable items.
608 words, about 3 min5New Agent’s Target: Churning, Cash Premium and Compliance
Sunita, 29, has just passed her insurance agent examination and joined a small agency in Lucknow. She has 30 prospects: 12 shopkeepers, 10 salaried employees and 8 two-wheeler owners.
629 words, about 3 min