WBCHSE HS Vocational Banking, Financial Services and Insurance study plan

Define the core functions of a bank and distinguish them from those of non-bank financial institutions, giving two Indian examples of each

Classify the main types of deposit accounts (savings, current, fixed, recurring) by eligibility, interest treatment and withdrawal rules

Explain the steps a candidate must follow to open an account, including KYC documents, and list three reasons a bank may refuse

Compute simple and compound interest on a fixed deposit for a given principal, rate and term without a calculator error

Trace the life cycle of a cheque from issue to clearing, naming the roles of drawer, drawee and payee

Identify the endorsements and crossings on a specimen cheque and state the effect of each

Describe the procedure for stop payment, dishonour and returning a cheque, and the consequences of wrongful dishonour

Draft a short project outline for the practical work component, choosing a topic linked to banking operations

State the principle of insurable interest and apply it to three different insurance situations

Distinguish indemnity, subrogation, contribution and utmost good faith with one example each

Compare life, health, fire, marine and motor insurance by subject matter, typical exclusions and claim trigger

Explain the roles of insurer, insured, agent, broker, surveyor and ombudsman in a claim

Recap banking and insurance fundamentals under timed conditions and score at least 70 percent on a self-made 30-question test

Explain bancassurance and how a bank distributes insurance products, including the disclosure duties involved

Summarise the main consumer protections available to a policyholder or depositor who has a grievance

Correct every error found in the week 1 to 3 deliverables and note the underlying rule that was missed

Distinguish money market instruments from capital market instruments by maturity, issuer and risk

Describe the primary and secondary market, and the roles of SEBI, RBI, IRDAI and the stock exchanges

Explain the compliance obligations a bank officer faces under KYC, AML and customer due diligence norms

Outline the grievance redressal ladder from branch to banking ombudsman, naming the time limits at each stage

Draft responses to four difficult customer scenarios using a structured service-recovery approach

Explain the differences among NEFT, RTGS, IMPS and UPI in terms of timing, limits and use case

Identify the risks of phishing, card skimming and OTP fraud, and list the steps a customer should take after a fraudulent debit

Describe how mobile wallets, payment banks and account aggregators fit into the Indian digital finance landscape

Collect and tabulate real or simulated data for the chosen project topic, keeping a clear record of sources

Interpret the collected data and write findings that answer the project question directly

Prepare a viva-ready explanation of methodology, limitations and conclusions in under three minutes

Revise financial market concepts by linking each instrument in the week 5 map to a realistic investor profile

Attempt two full-length timed mock papers covering all eight domains and record section-wise scores

Revisit the weakest two domains identified by the mocks and close the gaps with targeted revision

Finalise and format the project report with correct headings, acknowledgements and references

Practise five likely viva questions aloud and refine answers for clarity and accuracy