Korea Accredited Retirement Planning Specialist (은퇴설계전문가, ARPS) cheat sheet
Korea Accredited Retirement Planning Specialist (은퇴설계전문가, ARPS) · Keep the key ideas within reach.
Client goals, household cash flow and planning process
Define scope and compensation.
Separate assets from cash flow.
Use consistent periods and ratio definitions.
Review financial and nonfinancial retirement goals.
Korean public, workplace and personal pension foundations
Keep public, workplace and personal arrangements distinct.
Check year and coverage period.
A nominal replacement rate is not an individual forecast.
Assess liquidity, longevity, survivor needs and risk together.
Tax-aware planning, succession and documentation
Distinguish ownership, beneficiary rights and tax treatment.
Use the applicable year and conditions.
Separate deductions and credits.
Assess liquidity and family consequences alongside tax.