Louisiana Surplus Lines study plan

Map the Louisiana insurance regulatory structure by naming the commissioner's office functions, licensing categories, and the statutes that govern insurer admission and withdrawal

Define surplus lines eligibility by writing the diligent-effort and authorized-insurer-declination criteria in your own words

List the Louisiana rules on who may place surplus lines business, including broker licensing and bonding or trust requirements

Build a one-page glossary of Louisiana-specific terms such as eligible surplus lines insurer, unauthorized insurer, and export list

Explain the diligent search documentation standard and draft a sample affidavit narrative from a hypothetical declination scenario

Differentiate surplus lines from authorized-market placement by comparing admitted vs non-admitted solvency and guaranty fund treatment

Identify Louisiana rules on premium tax collection and remittance for surplus lines transactions

Describe disclosure and notice obligations owed to the insured before placement with a non-admitted insurer

Summarize Louisiana producer conduct rules including recordkeeping, commissions, and prohibitions on rebating

Trace the complaint, examination, and market-conduct enforcement process and the penalties that may follow

Explain surplus lines placement limits such as prohibited coverages and restrictions on insureds with access to the admitted market

Compare Louisiana surplus lines rules with the core NAIC model concepts you can verify, noting any differences

Define risk, peril, hazard, and loss and classify ten scenarios into the correct category

Explain indemnity, insurable interest, utmost good faith, and subrogation and give a Louisiana-relevant example of each

Distinguish representations, warranties, and concealment and state how each affects a claim

Describe the roles of agent, broker, and surplus lines broker in the distribution chain

Explain the elements of a valid contract and apply them to an insurance policy's declarations, insuring agreement, conditions, and exclusions

Distinguish coinsurance, deductibles, limits, and valuation methods and calculate a coinsurance penalty on a sample loss

Describe tort liability concepts including negligence elements, comparative fault under Louisiana law as you can verify it, and damages

Differentiate first-party property coverage from third-party liability coverage using worked examples

Compare commercial property forms on causes-of-loss, valuation, and business income triggers

Explain general liability coverage parts, occurrence vs claims-made triggers, and the purpose of each common endorsement

Identify specialty and excess lines coverages frequently placed in the surplus market, such as umbrella, environmental, and construction-related risks

Describe how reinsurance and capacity constraints drive risk into the surplus lines market

Review all four domains using spaced repetition and log every missed fact in an error notebook

Complete two timed mixed-domain practice sets and analyze every wrong answer by root cause

Re-explain the diligent search and premium tax process aloud without notes

Reconcile conflicting or uncertain rules against your verified source notes and flag anything still unconfirmed for review

Take two full-length timed practice exams under exam conditions and score them

Drill the highest-error topics from the notebook until each is answered correctly twice in a row

Recite the surplus lines placement sequence, disclosure duties, and tax remittance steps from memory

Finalize a one-page pre-exam reference sheet limited to facts you have verified