IBSL Diploma in Applied Banking and Finance (DABF) Exam study guide
IBSL Diploma in Applied Banking and Finance (DABF) Exam · Work through your exam, one topic at a time.
The Diploma in Applied Banking and Finance (DABF) is a professional banking qualification listed by the Institute of Bankers of Sri Lanka (IBSL) under its Old Syllabus, alongside the Intermediate in Applied Banking and Finance (IABF) and the New Syllabus Diploma in Banking and Finance (DBF) and Higher Diploma in Banking and Finance (HDBF). IBSL describes itself as the premier institution for academic and professional qualifications in banking and finance, and states it was first established in 1964 as the Bankers' Training Institute (Ceylon) by the Central Bank of Sri Lanka and re-incorporated in 1979 by the Institute of Bankers of Sri Lanka (Incorporation) Act No. The IBSL Diploma in Applied Banking and Finance (DABF) Exam study guide has 4 sections and about 1,665 words.
01Banking Operations and Practice
Banking operations is the machinery that turns a bank's promises into settled money. Candidates must understand the payment and settlement cycle (clearing, netting, settlement finality), the difference between retail and wholesale operations, nostro/vostro accounts, correspondent banking , and the controls around reconciliation .
360 words, about 2 min02Credit and Lending Management
Credit management spans the credit lifecycle : origination, assessment, approval, documentation, disbursement, monitoring, and workout. Candidates must know the 5 Cs of credit (character, capacity, capital, collateral, conditions), cash-flow vs asset-based lending , credit scoring , covenants , and loan-loss provisioning (expected credit loss concepts).
335 words, about 2 min03Development Finance
Development finance uses capital to create economic and social returns alongside financial returns. Candidates must understand multilateral and bilateral development banks , concessional vs non-concessional finance , blended finance , guarantees , technical assistance , and impact measurement .
323 words, about 2 min04Banking Law
Banking law governs the banker-customer relationship , which is fundamentally a contract of debt (the bank owes the customer the balance). Candidates must understand mandate , authority , set-off , combination of accounts , banker's lien , confidentiality and its exceptions, wrongful dishonour , and the duties of care on both sides.
647 words, about 3 min