IBSL Diploma in Banking and Finance (DBF) Exam case studies
IBSL Diploma in Banking and Finance (DBF) Exam · Put your knowledge to work in context.
The Diploma in Banking & Finance (DBF) is a professional programme of the Institute of Bankers of Sri Lanka (IBSL), an institute first established in 1964 in the name of the Bankers' Training Institute (Ceylon) by the Central Bank of Sri Lanka and re-incorporated in 1979 by the Institute of Bankers of Sri Lanka (Incorporation) Act No. IBSL lists the DBF alongside the Higher Diploma in Banking & Finance (HDBF) among its new-syllabus professional programmes, and the two share published lecture timetables and model answers. The IBSL Diploma in Banking and Finance (DBF) Exam case studies are 5 cases and about 3,367 words.
1The Structuring Pattern at Riverside Branch
Riverside branch of a mid-sized commercial bank. Meridian Traders has banked there for 12 years, averaging USD 180,000 monthly turnover from cash-heavy retail sales.
706 words, about 4 min2Interest Accrual on a Restructured Term Loan
A bank holds a USD 12 million five-year bullet term loan to a logistics company, priced at 9% fixed, with USD 1.1 million of accrued interest outstanding. The borrower missed the last two quarterly interest payments and admits its refinancing is uncertain.
673 words, about 3 min3Deposit Betas and the Ten-Year Bond Temptation
Treasury committee of a bank with USD 5 billion of assets. Funding is 60% demand deposits and 40% term deposits; historical deposit betas are 0.25 for demand and 0.75 for term.
631 words, about 3 min4The Lien, the Garnishee and the Cheque
At 09:00 a court garnishee order is served on a bank, attaching USD 30,000 standing to the credit of a customer's current account, which holds USD 42,000. At 09:20 the bank's own claim of USD 18,000 matures under an import bill because the borrower failed to retire a trust receipt; documents had been released against that trust receipt.
696 words, about 3 min5DSCR 1.18 and the Six-Month Waiver
An SME borrower has a USD 3.0 million term loan at 8.5%, amortising over seven years with annual instalments of USD 450,000; USD 2.95 million is outstanding. Latest accounts show EBITDA of USD 1,050,000, tax of USD 50,000, maintenance capex of USD 100,000 and an increase in working capital of USD 70,000.
661 words, about 3 min