IBSL Diploma in Corporate Banking Exam study guide
IBSL Diploma in Corporate Banking Exam · Work through your exam, one topic at a time.
The Diploma in Corporate Banking is one of the diploma-level programmes listed in the course catalogue of the Institute of Bankers of Sri Lanka (IBSL), the professional banking body first established in 1964 as the Bankers' Training Institute (Ceylon) by the Central Bank of Sri Lanka and re-incorporated in 1979 under the Institute of Bankers of Sri Lanka (Incorporation) Act No. It sits alongside sister diplomas such as Credit Management, Treasury & Risk Management, International Trade, Compliance, SME Finance and Retail Banking, which signals its intended audience: bankers moving beyond branch-level retail work into the corporate relationship, credit and transaction-banking space. Candidates typically include credit officers, relationship managers, trade finance staff and operations officers preparing for corporate client responsibility. This page is an independent study resource. It is not affiliated with, endorsed by, or operated by IBSL, and it is not an official syllabus or question bank. Because the published source material does not set out the Corporate Banking syllabus, module list, assessment format, duration, pass mark, fee or retake rules, those details are marked for review rather than guessed. Topics on this exam: Corporate Banking. The IBSL Diploma in Corporate Banking Exam study guide has 1 section and about 431 words.
01Corporate Banking: Credit Assessment, Facility Structure and Covenants
The Corporate Banking domain tests lending to and managing relationships with business borrowers. Expect questions that require you to read a set of financials, identify the repayment source, and defend a facility structure and covenant package. Repayment logic first. Every facility needs a primary repayment source (operating cash flow) and a secondary source (collateral, guarantees, sponsor support).
431 words, about 2 minMore study resources for IBSL Diploma in Corporate Banking Exam
- Practice questionsA corporate borrower requests a revolving credit facility.
- FlashcardsDSCR. Debt Service Coverage Ratio: cash available for debt service divided by interest plus scheduled principal in the period; a common covenant floor is 1.20x to 1.50x.
- Cheat sheetCredit analysis starts from cash flow: DSCR = (EBITDA − taxes − capex) ÷ (interest + scheduled principal); a DSCR below 1.20x is generally treated as tight for senior secured term debt.
- Key termsRelationship Banking. A model where a bank assigns dedicated managers who build long-term knowledge of a corporate client's business, so credit and product decisions rest on ongoing dialogue rather than on transaction-by-transaction data alone.
- Study planMap the Corporate Banking syllabus into a one-page topic inventory covering credit analysis, lending products, trade finance, cash management, and relationship management.
- Common mistakesCandidates learn ratio formulas in isolation and apply them mechanically to the reported income statement and balance sheet, treating the case's stated EBITDA as the true cash earnings figure.
- Exam-day guideBring the original ID document in the name used on your registration.