IBSL Higher Diploma in Banking and Finance (HDBF) Exam case studies
IBSL Higher Diploma in Banking and Finance (HDBF) Exam · Put your knowledge to work in context.
The Higher Diploma in Banking & Finance (HDBF) is a professional programme offered by the Institute of Bankers of Sri Lanka (IBSL), listed on the institute's site under its New Syllabus professional programmes alongside the Diploma in Banking & Finance (DBF). IBSL describes itself as the premier institution for academic and professional qualifications with advanced knowledge and skills in banking and finance, and notes it has offered qualifications since 1964, when it was established as the Bankers' Training Institute (Ceylon) by the Central Bank of Sri Lanka, before being re-incorporated in 1979 under the Institute of Bankers of Sri Lanka (Incorporation) Act No. The IBSL Higher Diploma in Banking and Finance (HDBF) Exam case studies are 5 cases and about 2,011 words.
1The Deposit Run That Wasn't (Yet)
A mid-sized community bank holds GHS 480m in total deposits. Of this, GHS 210m sits in demand deposits from 40 large corporate clients, GHS 180m in fixed-term retail deposits (average remaining maturity 7 months, 60% maturing within 90 days), and GHS 90m in stable small-savings accounts.
426 words, about 2 min2Loan Pricing Under a Rising Cost of Funds
A corporate lending desk is pricing a GHS 50m five-year term loan to a manufacturing client rated BBB. The bank's marginal cost of funds is currently 18.5% and is expected to rise 150 bps over the next 12 months.
420 words, about 2 min3Capital Adequacy After a Dividend Request
A bank reports risk-weighted assets of GHS 2,400m. Common Equity Tier 1 capital is GHS 240m, Additional Tier 1 is GHS 30m, and Tier 2 is GHS 40m.
359 words, about 2 min4The FX Exposure Nobody Hedged
A Ghanaian exporter expects to receive USD 4.0m in 90 days for goods shipped. The spot rate is GHS 12.10/USD.
394 words, about 2 min5Branch Profitability and the Cost-to-Income Trap
A retail bank operates 60 branches. Aggregate net interest income is GHS 320m and non-interest income is GHS 90m.
412 words, about 2 min