MB Class 5 Knowledge Test cheat sheet

Manitoba Class 5 is the passenger-vehicle licence for cars, light vans and light trucks; it is not a commercial class and does not authorise carrying passengers for hire.

Minimum age to hold a Class 5 is 16; drivers under 18 must have a parent or guardian sign the consent on the application.

A Class 5 learner (Stage 1, Class 5L) must be accompanied by a supervising driver who holds a full Class 5 or higher and has at least three years of driving experience.

Stage 1 conditions include zero blood alcohol, no driving between midnight and 5 a.m., and only passengers who are immediate family or one other supervised person.

A Class 5L learner must hold the learner stage for a minimum of nine months before the road test, and must present a completed driving log at the road test.

Stage 2 (Class 5I, intermediate) lifts the midnight-to-5 a.m. restriction only when the purpose is work or school, or when accompanied by a supervising driver.

The driver's licence must be carried at all times while operating a vehicle and produced on demand to a peace officer.

Demerit thresholds: a driver under 18 is suspended after accumulating 8 demerits; a fully licensed driver is suspended after 15 demerits.

A licence is subject to medical and vision standards; a report from a physician may be required where a condition affects fitness to drive.

Every motor vehicle operated on a highway must be registered and must display valid front and rear plates on the vehicle as issued.

Registration is issued in the owner's name; a change of ownership requires a transfer of registration and a new certificate, and plates generally stay with the vehicle in Manitoba.

A vehicle must be insured under a valid Autopac policy before registration can be issued, and registration is refused where coverage is not in force.

Registration must be renewed before expiry; operating with an expired registration is an offence and the vehicle may be towed.

A bill of sale and proof of ownership are required to register a newly acquired vehicle; a safety inspection may also be required for older vehicles.

A change of address must be reported to Manitoba Public Insurance so that registration and insurance records stay current.

A temporary permit or in-transit permit allows limited operation of an unregistered vehicle, for example to drive it to an inspection station.

A vehicle that is written off or permanently removed from the road must have its registration cancelled and plates returned.

Basic Autopac coverage is compulsory and includes third-party liability, all perils on the insured vehicle, and personal injury protection through MPI.

Third-party liability covers amounts the insured becomes legally liable to pay for injury or death to others and for damage to their property.

Deductible is the amount the insured pays out of pocket on each own-damage claim before the insurer pays the remainder; a higher deductible lowers the premium.

All-perils coverage protects the insured vehicle against collision, upset, fire, theft, vandalism and weather damage, subject to the deductible.

Third-party liability does not cover damage to the insured's own vehicle; that loss is handled under the all-perils section.

Premium is influenced by the vehicle, the driver's claims and conviction history, and the driver safety rating, which moves up or down each year.

A driver safety rating scale determines discount or surcharge; a clean year moves a driver upward, while at-fault claims and convictions move them downward.

An at-fault claim generally results in a deductible and can affect the driver safety rating; a not-at-fault claim normally does not.

Underinsured motorist protection covers losses caused by an at-fault driver who lacks enough liability coverage to pay the claim.

A seat belt must be worn by the driver and every passenger, and a child under the age required by law must be secured in an appropriate child restraint.

Speed limits are maximums for ideal conditions; the posted limit must be reduced in rain, snow, fog, ice or heavy traffic.

A stop must be made at a stop sign and at a red light, and a full stop is required before turning right on a red light unless a sign prohibits the turn.

When a school bus displays flashing red lights and its stop arm, traffic in both directions must stop until the lights stop flashing.

An emergency vehicle approaching with lights and siren has the right of way; drivers must pull to the right and stop until it passes.

Following distance should be at least three seconds in good conditions, and more in poor weather or when following a large vehicle.

A driver must yield to pedestrians in a crosswalk and must not pass a vehicle stopped at a crosswalk for a pedestrian.

Passing on the right is permitted only in specific situations, such as when the vehicle ahead is turning left or where there are two or more lanes in the same direction.

A driver involved in a collision must stop, give assistance, exchange particulars, and report the collision to police where required by law.