MO Real Estate study plan
MO Real Estate · Give each week a clear focus.
8 weeks · About 7 hours per week
Missouri Real Estate License Law, Commission Rules, and Licensee Duties
Map every Missouri license category (broker, salesperson, broker associate, designated broker) to its qualification, sponsorship, and renewal requirements on a single comparison sheet.
Reconstruct the complaint-to-disposition disciplinary flow from memory, naming the commission's authority to fine, suspend, revoke, and impose probation.
Separate duties imposed by statute and commission rules from general fiduciary duties in a written two-column list with a citation-style note for each.
Answer 60 mixed license-law practice questions and score at least 75%, logging every miss next to the rule it tested.
Your checkpoint
A one-page license-law cheat sheet plus a scored 60-question practice set with a written error log of every missed item.
Agency Relationships, Fiduciary Duties, and Brokerage Practice
Classify 20 short scenarios as seller's agent, buyer's agent, dual agent, transaction broker, or no agency, justifying each in one sentence.
State the fiduciary duties from memory and write one concrete example of a breach of each in a Missouri transaction.
Draft the disclosure points a licensee must deliver at first substantive contact regarding agency status, representation, and compensation.
Answer 60 agency and brokerage practice questions at 75% or better, then rewrite the rationale of each missed question in your own words.
Your checkpoint
A 20-scenario agency classification worksheet scored for accuracy plus a fiduciary-duty breach matrix with one example per duty.
Contracts, Purchase and Sale Agreements, and Closing
Build a clause-by-clause map of the Missouri purchase and sale agreement covering parties, price, financing, inspections, title, closing, possession, default, and remedies.
Identify the elements of a valid contract and pinpoint the exact moment an offer becomes binding, with a Missouri-flavored example of each element.
Sequence the closing timeline from acceptance through recording, naming the party responsible at each step.
Complete 70 contract and closing practice questions at 75% or better and group the misses by clause type.
Your checkpoint
An annotated purchase-agreement clause map and a one-page closing timeline with responsible party and document named at each step.
Real Estate Finance, Mortgages, and Settlement
Compute monthly PITI, loan-to-value ratio, and discount-point cost by hand for five loan scenarios and verify each against a calculator.
Compare conventional, FHA, VA, and USDA financing on down payment, mortgage insurance, eligibility, and assumability in a single table.
Walk a settlement statement and closing disclosure line by line and mark which charges are negotiable versus set by rule or lender.
Complete 70 finance and settlement practice questions at 75% or better and tag each miss as math error, concept gap, or terminology gap.
Your checkpoint
Five worked loan-scenario worksheets with PITI, LTV, and points shown step by step, plus a loan-program comparison table.
Property Ownership, Interests, Transfer of Title, and Valuation
Diagram freehold and leasehold estates and the forms of co-ownership, noting the distinguishing rights and survivorship rules of each.
Trace a deed from execution through recording and list the warranty differences among general warranty, special warranty, quitclaim, and trustee's deeds.
Work one full valuation problem each under the sales comparison, cost, and income approaches, showing adjustments and capitalization.
Complete 60 ownership, transfer, and valuation practice questions at 75% or better.
Your checkpoint
An estates-and-deeds reference sheet plus three worked valuation problems with all adjustments and math shown.
Practice of Real Estate, Disclosures, Fair Housing, and Consumer Protection
List the federally protected fair housing classes alongside state and local additions and flag exactly where the lists diverge.
Map each required seller disclosure to the point in the transaction when it must be delivered and who bears the duty.
Identify advertising, solicitation, and recordkeeping rules a licensee must follow, writing three concrete examples of prohibited conduct.
Complete 60 practice, disclosure, and consumer-protection questions at 75% or better and rank the misses by frequency.
Your checkpoint
A fair-housing and disclosure comparison chart showing protected classes, disclosure timing, and consequence of violation for each entry.
Missouri Real Estate License Law, Commission Rules, and Licensee Duties & Agency Relationships, Fiduciary Duties, and Brokerage Practice & Contracts, Purchase and Sale Agreements, and Closing & Real Estate Finance, Mortgages, and Settlement
Retake every previously missed question from the four heaviest domains and score 85% or better on the retake.
Teach each of the four heaviest domains aloud for ten minutes without notes and record the points where you stall.
Build flashcards only for facts missed twice, then clear the entire deck before the week ends.
Complete one timed 50-question mixed set drawn from domains 1 through 4 at 80% or better.
Your checkpoint
A fully cleared flashcard deck plus a timed 50-question score sheet showing 80% or better with a written note on each remaining gap.
Missouri Real Estate License Law, Commission Rules, and Licensee Duties & Agency Relationships, Fiduciary Duties, and Brokerage Practice & Contracts, Purchase and Sale Agreements, and Closing & Real Estate Finance, Mortgages, and Settlement & Property Ownership, Interests, Transfer of Title, and Valuation & Practice of Real Estate, Disclosures, Fair Housing, and Consumer Protection
Sit two full-length timed practice exams under test conditions and score 80% or better on the second attempt.
Convert every miss from both exams into a single-line rule statement and file it on the last-look sheet.
Rehearse exam-day logistics, including pacing per question, allowable materials, and scheduling and identification requirements.
Drill the last-look sheet until every line is recalled cold with no prompts.
Your checkpoint
Two completed timed exams with written error analyses and a final one-page last-look sheet you can recite from memory.
Milestones
Week 2: Name all fiduciary duties and the timing of the agency disclosure without notes, and score 75% or better on the 60-question agency set.
Week 4: All four heaviest domains covered; 260 or more practice questions attempted with a 75% or better cumulative average and an error log of at least 20 entries.
Week 6: All six domains covered; cumulative practice accuracy at 75% or better and a written top-25 weak-facts list produced.
Week 8: Second full-length timed exam scored 80% or better with every miss converted into a rule line on the last-look sheet.