MO Real Estate study materials
MO Real Estate study resources

MO Real Estate study plan

MO Real Estate · Give each week a clear focus.

8 weeks · About 7 hours per week

Week 1

Missouri Real Estate License Law, Commission Rules, and Licensee Duties

  • Map every Missouri license category (broker, salesperson, broker associate, designated broker) to its qualification, sponsorship, and renewal requirements on a single comparison sheet.

  • Reconstruct the complaint-to-disposition disciplinary flow from memory, naming the commission's authority to fine, suspend, revoke, and impose probation.

  • Separate duties imposed by statute and commission rules from general fiduciary duties in a written two-column list with a citation-style note for each.

  • Answer 60 mixed license-law practice questions and score at least 75%, logging every miss next to the rule it tested.

Your checkpoint

A one-page license-law cheat sheet plus a scored 60-question practice set with a written error log of every missed item.

Week 2

Agency Relationships, Fiduciary Duties, and Brokerage Practice

  • Classify 20 short scenarios as seller's agent, buyer's agent, dual agent, transaction broker, or no agency, justifying each in one sentence.

  • State the fiduciary duties from memory and write one concrete example of a breach of each in a Missouri transaction.

  • Draft the disclosure points a licensee must deliver at first substantive contact regarding agency status, representation, and compensation.

  • Answer 60 agency and brokerage practice questions at 75% or better, then rewrite the rationale of each missed question in your own words.

Your checkpoint

A 20-scenario agency classification worksheet scored for accuracy plus a fiduciary-duty breach matrix with one example per duty.

Week 3

Contracts, Purchase and Sale Agreements, and Closing

  • Build a clause-by-clause map of the Missouri purchase and sale agreement covering parties, price, financing, inspections, title, closing, possession, default, and remedies.

  • Identify the elements of a valid contract and pinpoint the exact moment an offer becomes binding, with a Missouri-flavored example of each element.

  • Sequence the closing timeline from acceptance through recording, naming the party responsible at each step.

  • Complete 70 contract and closing practice questions at 75% or better and group the misses by clause type.

Your checkpoint

An annotated purchase-agreement clause map and a one-page closing timeline with responsible party and document named at each step.

Week 4

Real Estate Finance, Mortgages, and Settlement

  • Compute monthly PITI, loan-to-value ratio, and discount-point cost by hand for five loan scenarios and verify each against a calculator.

  • Compare conventional, FHA, VA, and USDA financing on down payment, mortgage insurance, eligibility, and assumability in a single table.

  • Walk a settlement statement and closing disclosure line by line and mark which charges are negotiable versus set by rule or lender.

  • Complete 70 finance and settlement practice questions at 75% or better and tag each miss as math error, concept gap, or terminology gap.

Your checkpoint

Five worked loan-scenario worksheets with PITI, LTV, and points shown step by step, plus a loan-program comparison table.

Week 5

Property Ownership, Interests, Transfer of Title, and Valuation

  • Diagram freehold and leasehold estates and the forms of co-ownership, noting the distinguishing rights and survivorship rules of each.

  • Trace a deed from execution through recording and list the warranty differences among general warranty, special warranty, quitclaim, and trustee's deeds.

  • Work one full valuation problem each under the sales comparison, cost, and income approaches, showing adjustments and capitalization.

  • Complete 60 ownership, transfer, and valuation practice questions at 75% or better.

Your checkpoint

An estates-and-deeds reference sheet plus three worked valuation problems with all adjustments and math shown.

Week 6

Practice of Real Estate, Disclosures, Fair Housing, and Consumer Protection

  • List the federally protected fair housing classes alongside state and local additions and flag exactly where the lists diverge.

  • Map each required seller disclosure to the point in the transaction when it must be delivered and who bears the duty.

  • Identify advertising, solicitation, and recordkeeping rules a licensee must follow, writing three concrete examples of prohibited conduct.

  • Complete 60 practice, disclosure, and consumer-protection questions at 75% or better and rank the misses by frequency.

Your checkpoint

A fair-housing and disclosure comparison chart showing protected classes, disclosure timing, and consequence of violation for each entry.

Week 7

Missouri Real Estate License Law, Commission Rules, and Licensee Duties & Agency Relationships, Fiduciary Duties, and Brokerage Practice & Contracts, Purchase and Sale Agreements, and Closing & Real Estate Finance, Mortgages, and Settlement

  • Retake every previously missed question from the four heaviest domains and score 85% or better on the retake.

  • Teach each of the four heaviest domains aloud for ten minutes without notes and record the points where you stall.

  • Build flashcards only for facts missed twice, then clear the entire deck before the week ends.

  • Complete one timed 50-question mixed set drawn from domains 1 through 4 at 80% or better.

Your checkpoint

A fully cleared flashcard deck plus a timed 50-question score sheet showing 80% or better with a written note on each remaining gap.

Week 8

Missouri Real Estate License Law, Commission Rules, and Licensee Duties & Agency Relationships, Fiduciary Duties, and Brokerage Practice & Contracts, Purchase and Sale Agreements, and Closing & Real Estate Finance, Mortgages, and Settlement & Property Ownership, Interests, Transfer of Title, and Valuation & Practice of Real Estate, Disclosures, Fair Housing, and Consumer Protection

  • Sit two full-length timed practice exams under test conditions and score 80% or better on the second attempt.

  • Convert every miss from both exams into a single-line rule statement and file it on the last-look sheet.

  • Rehearse exam-day logistics, including pacing per question, allowable materials, and scheduling and identification requirements.

  • Drill the last-look sheet until every line is recalled cold with no prompts.

Your checkpoint

Two completed timed exams with written error analyses and a final one-page last-look sheet you can recite from memory.

Milestones

Week 2: Name all fiduciary duties and the timing of the agency disclosure without notes, and score 75% or better on the 60-question agency set.

Week 4: All four heaviest domains covered; 260 or more practice questions attempted with a 75% or better cumulative average and an error log of at least 20 entries.

Week 6: All six domains covered; cumulative practice accuracy at 75% or better and a written top-25 weak-facts list produced.

Week 8: Second full-length timed exam scored 80% or better with every miss converted into a rule line on the last-look sheet.