MS Claims Adjuster case studies
MS Claims Adjuster · Put your knowledge to work in context.
The Mississippi Adjuster Licensing Examination is the state licensing test that individuals must pass to become licensed insurance adjusters in Mississippi. It is aimed at people who investigate, evaluate, and settle insurance claims - whether as staff adjusters for carriers, independent adjusters working on contract, or public adjusters representing policyholders. The MS Claims Adjuster case studies are 5 cases and about 3,031 words.
1Emergency Adjuster Deployment After a Mississippi Tornado
Following an EF-3 tornado in Hattiesburg, the Mississippi Insurance Department issues a 60-day emergency adjuster authorization permitting out-of-state adjusters to handle claims arising from the storm, provided they work under a licensed Mississippi supervising adjuster and file the required roster. Dana, a Louisiana-licensed independent adjuster, is deployed by Gulf Coast Claims Services to handle 85 homeowner claims.
616 words, about 3 min2Coinsurance, ACV, and a Tenant's Subrogation Waiver
Ridgeline Storage LLC insures a 12,000-square-foot warehouse under a commercial property policy with a 600,000 building limit, 80% coinsurance, 5,000 deductible, and ACV valuation. The building's replacement cost is 800,000.
613 words, about 3 min3Wind, Surge, and Mold After a Named Storm
Hurricane Elena makes landfall near Biloxi. A homeowner policy provides dwelling coverage of 450,000, a 2% hurricane deductible, a 10,000 mold sublimit, a water damage exclusion with an ensuing-loss exception, and replacement cost coverage.
602 words, about 3 min4Chain-Reaction Crash and Underinsured Motorist Limits
A commercial delivery van insured by Magnolia Casualty runs a red light at an intersection in Jackson and strikes a pickup driven by Elena. Elena's pickup hits a third car occupied by Marcus, a passenger.
608 words, about 3 min5Hail Claim, Public Adjuster, and a Contractor Referral
A homeowner in Oxford files a hail claim on April 2 for a March 15 storm. The policy has a 2,500 deductible and replacement cost coverage.
592 words, about 3 min