NC Bail Bond case studies
NC Bail Bond · Put your knowledge to work in context.
The North Carolina bail bond license is the credential a person needs to lawfully act as a bail bondsman - posting surety bonds to secure a defendant's pretrial release, and later answering for that bond if the defendant fails to appear. It is issued by the state licensing authority (the North Carolina Department of Insurance and its bail bond regulatory division), and it is written for people entering the bail bond profession as agents or runners, as well as for existing licensees who need to satisfy examination requirements. The NC Bail Bond case studies are 5 cases and about 3,645 words.
1The Forfeiture Clock: 150 Days and a Defendant Sitting in a Georgia Jail
A licensed surety bondsman writes a 75,000 bond for a defendant charged with felony possession with intent to sell. The defendant signs the bond and an indemnity agreement; his sister pays the 11,250 premium.
680 words, about 3 min2Business Is Up 40 Percent: Referral Fees, a Runner, and a Courthouse Discount
Marcus has held a bail bondsman license for six years and writes for a single surety. Over one quarter he (a) pays a detention officer 40 for each booking referral that becomes a bond; (b) leaves stacks of business cards on the lobby counter at the jail; (c) pays his unlicensed cousin 25 for each person the cousin brings in from the courthouse hallway; (d) writes a 20,000 bond, collects 3,000, and tells the indemnitor he will "take care of the receipt and collateral paperwork later"; and (e) posts in a local Facebook group that anyone who mentions his name gets $100 off the fee.
763 words, about 4 min3The $250,000 Bond, a $100,000 Power of Attorney, and a Detainer Nobody Mentioned
A defendant is arrested on trafficking charges and given a 250,000 secured bond. He calls a bondsman who holds a power of attorney from his surety with a per-bond limit of 100,000 and a per-principal aggregate limit of 150,000.
724 words, about 4 min4The Mother's Car, the Blank Indemnity, and the Commingled $7,500
A bondsman writes a 50,000 bond and collects the 7,500 premium. The defendant's mother pledges her 2019 Honda, worth about 14,000, as collateral.
729 words, about 4 min5Moved, Terminated, Unrenewed: A License That Kept Writing Bonds
Denise has been a licensed bail bondsman for eleven years. Her license expires June 30 each year.
749 words, about 4 min