NC Notary study materials
NC Notary study resources

NC Notary key terms

NC Notary · Get comfortable with the vocabulary.

Notarial act

Any official act a notary is authorized by statute to perform, such as acknowledgments, jurats, oaths, affirmations, copy certifications, and signature witnessing.

Related: Acknowledgment, Jurat, Verification on oath or affirmation
Acknowledgment

A notarial certificate in which the signer declares to the notary, in person, that they signed the document voluntarily for its stated purpose.

Related: Notarial certificate, Personal appearance, Satisfactory evidence
Jurat

A certificate in which the notary certifies that the signer personally appeared, swore or affirmed to the truth of the document's contents, and signed in the notary's presence.

Related: Oath, Affirmation, Notarial certificate
Verification on oath or affirmation

A notarial act in which a signer swears to or affirms the truth of a statement, and the notary certifies that the oath or affirmation was administered.

Related: Jurat, Oath, Affirmation
Oath

A solemn promise to tell the truth or faithfully perform a duty, made with reference to a Supreme Being or in a form the signer considers binding.

Related: Affirmation, Jurat, Administering an oath
Affirmation

A solemn promise equivalent to an oath but made without reference to a deity, used for signers who object to swearing on religious grounds.

Related: Oath, Jurat
Administering an oath

The notary's act of formally putting the oath or affirmation to the signer and receiving the signer's spoken response before completing the certificate.

Related: Oath, Affirmation, Jurat
Notarial certificate

The written, signed statement attached to or printed on a document that describes the notarial act performed and identifies the notary, signer, date, and place.

Related: Acknowledgment, Jurat, Certificate wording
Certificate wording

The exact statutory language required for each type of notarial act; a notary must select wording that matches the act actually performed.

Related: Notarial certificate, Acknowledgment, Jurat
Notary seal

The stamp or embosser containing the notary's name and required statutory information, used to authenticate notarial certificates and journal entries.

Related: Notarial certificate, Official signature, Journal of notarial acts
Official signature

The notary's signature exactly as it appears on the commission application and on file with the commissioning authority, used on every notarial certificate.

Related: Notary seal, Commission, Notarial certificate
Notary misconduct

Any violation of notary law or rule, including improper certificates, false journal entries, unauthorized practice, or failure to identify signers, that may lead to discipline.

Related: Commission revocation, Administrative penalty, Notary statutes
Prohibited act

An action a notary may not perform, such as notarizing their own signature, a relative's document, or a document in which they have a beneficial interest.

Related: Conflict of interest, Notary misconduct, Disqualifying interest
Conflict of interest

A situation in which the notary has a personal, familial, or financial stake in the transaction that could compromise impartiality and disqualifies them from acting.

Related: Prohibited act, Disqualifying interest
Disqualifying interest

A direct or beneficial interest in a document or transaction that legally bars the notary from performing the notarial act on that document.

Related: Conflict of interest, Prohibited act
Personal appearance

The requirement that the signer be physically present before the notary at the time of the act, in person or by authorized remote means where the law allows.

Related: Satisfactory evidence, Credible witness, Remote notarization
Satisfactory evidence

The identification standard a notary must meet, proven by a reliable identification document, a credible witness, or the notary's personal knowledge of the signer.

Related: Personal knowledge, Credible witness, Identification document
Personal knowledge

Familiarity with a signer gained through dealings sufficient to give the notary reasonable certainty of the signer's identity, without documentary proof.

Related: Satisfactory evidence, Credible witness
Credible witness

A person who personally knows the signer and, in the notary's presence, swears to the signer's identity when documentary identification is unavailable.

Related: Satisfactory evidence, Personal knowledge, Personal appearance
Identification document

A current government-issued photo identification, such as a driver's license or passport, that bears the signer's signature and a unique identifying number.

Related: Satisfactory evidence, Personal appearance
Remote notarization

A notarial act performed using audio-video technology under statutory conditions, including identity proofing and recording or retention requirements.

Related: Personal appearance, Satisfactory evidence
Journal of notarial acts

The bound, sequential record in which a notary documents each notarial act performed, including date, signer, document type, identification, and fee.

Related: Journal entry, Journal custody, Notary seal
Journal entry

The individual record of a single notarial act, completed at or near the time of the act and containing all statutorily required information.

Related: Journal of notarial acts, Sequential numbering
Sequential numbering

The practice of numbering journal entries in unbroken order so that no entry can be removed or inserted without detection.

Related: Journal entry, Journal custody
Journal custody

The notary's legal duty to safeguard the journal, retain it for the statutory period, and surrender it to the commissioning authority as required.

Related: Journal of notarial acts, Record retention
Record retention

The statutory period during which a notary must keep journals and related records before lawful destruction or transfer to the state.

Related: Journal custody, Journal of notarial acts
Confidentiality

The notary's obligation not to disclose information learned through notarial acts except as authorized by law, court order, or the signer's consent.

Related: Journal custody, Notary misconduct
Notary statutes

The body of state law that creates the notary office, defines powers and duties, and sets qualifications, appointment procedures, and penalties.

Related: Commission, Notary rules, Notary misconduct
Notary rules

Regulations adopted by the commissioning authority that implement the notary statutes and prescribe procedures, forms, and standards of conduct.

Related: Notary statutes, Commissioning authority, Administrative penalty
Commission

The official grant of authority to serve as a notary public for a fixed term within a specified jurisdiction, subject to renewal requirements.

Related: Commissioning authority, Commission revocation, Bond
Commissioning authority

The state official or agency, often the Secretary of State, that appoints notaries, issues commissions, investigates complaints, and enforces notary law.

Related: Commission, Notary rules, Administrative penalty
Bond

A surety obligation some states require notaries to obtain as a condition of commissioning, providing limited protection for persons harmed by notarial misconduct.

Related: Commission, Errors and omissions insurance
Errors and omissions insurance

Optional or required professional liability coverage that protects a notary against claims arising from negligent or improper notarial acts.

Related: Bond, Notary misconduct
Commission revocation

The cancellation of a notary's authority by the commissioning authority as a sanction for serious or repeated violations of notary law.

Related: Notary misconduct, Administrative penalty, Commission
Administrative penalty

A civil sanction imposed by the commissioning authority, such as a fine, reprimand, suspension, or required training, for violations of notary statutes or rules.

Related: Notary misconduct, Commission revocation, Notary rules
Unauthorized practice of law

Giving legal advice, drafting legal documents, or selecting documents for a signer when the notary is not licensed to practice law.

Related: Notary misconduct, Prohibited act
Notary fraud

Intentional deception in a notarial act, such as false certification, forged seal, or backdating, which may carry criminal as well as administrative liability.

Related: Notary misconduct, Commission revocation, Notary seal