CIIN Certificate CF2 study plan

Define risk, peril, hazard and distinguish insurable from uninsurable risks using at least 10 self-written examples

Explain the six core principles (insurable interest, indemnity, subrogation, contribution, utmost good faith, proximate cause) and match each to a worked scenario

Describe the classes of insurance and the roles of insurer, broker, agent, loss adjuster and underwriter in the Nigerian market

Map the insurance cycle from proposal to claim settlement and label each stage with the document produced

Apply the principles of indemnity, subrogation and contribution to calculate settlement figures in 8 short numerical problems

Distinguish average (underinsurance) clauses, excess, franchise and salvage from first-party property losses

Outline fire, special perils and burglary cover, listing standard exclusions and the warranties attached to each

List the documents required and the steps followed when notifying and adjusting a property claim

Compare the three main Nigerian motor policy types (third party only, third party fire and theft, comprehensive) and state what each pays for

Interpret the Motor Vehicles (Third Party Insurance) Act obligations and identify the compulsory cover required to use a vehicle on a Nigerian road

Distinguish public liability, product liability, employers' liability and professional indemnity exposures with one realistic Nigerian scenario each

Explain marine cargo and hull cover, including institute cargo clauses, general average and the meaning of particular average

Trace the statutory framework governing insurance in Nigeria and state the supervisory role and key powers of the regulator

Outline the licensing, capital, solvency and reporting requirements imposed on insurers, brokers and agents

Explain the legal principles of agency, contract formation, offer, acceptance, consideration and the effect of misrepresentation and non-disclosure on a policy

Summarise the rules on claims practice, dispute resolution and policyholder protection available to a Nigerian insured

Distinguish the main life assurance products (term, whole life, endowment, annuities, investment-linked) and state the need each satisfies

Explain the role of mortality tables, premium calculation inputs, bonuses and surrender values in life underwriting

Outline the pension framework in Nigeria, including the contributory scheme, the regulator's role and retirement benefit options

Apply the principle of insurable interest and disclosure to life proposals, including suicide and non-disclosure clauses

Distinguish facultative from treaty reinsurance and proportional from non-proportional arrangements with worked examples

Apply rating factors and risk-selection criteria to accept, decline or load 6 sample risks

Sequence the claims handling process from notification to settlement and identify red flags for fraud and exaggeration

Calculate a simple reinsurance recovery and an indemnity settlement showing excess, average and salvage deductions

Apply the code of professional conduct to 8 ethical dilemmas, identifying the duty owed to client, insurer and regulator

Identify conflicts of interest in broker remuneration and describe the required disclosure

Re-test Domain 1 and Domain 3 weak areas flagged by earlier quizzes until each is at 85% or better

Build a personal error log of every question missed so far, grouped by cause (knowledge gap, misreading, calculation)

Complete two full-length timed mock papers under exam conditions and mark them against the syllabus weighting

Review every incorrect mock answer and convert each into a flashcard or a rule statement

Recite from memory the statutory framework, the core principles and the compulsory motor insurance rules

Complete a final rapid revision sweep of Domain 4 and Domain 5 calculation formulas