NH Claims Adjuster study guide
NH Claims Adjuster · Work through your exam, one topic at a time.
The New Hampshire Claims Adjuster License Exam is the licensing test for people who want to investigate, evaluate, and settle insurance claims in New Hampshire. It is aimed at new adjusters entering the field, producers adding an adjuster line, and experienced adjusters from other states who need New Hampshire authority. The exam is delivered in multiple-choice format and is organized around four equally weighted content areas: insurance principles and concepts; adjusting practices and claims handling; property and casualty insurance coverages; and New Hampshire insurance laws and regulations. Because a quarter of the questions sit in the state-law domain, candidates should treat New Hampshire-specific rules, licensing requirements, and market-conduct expectations as seriously as the coverage material. Topics on this exam: Insurance Principles and Concepts, Adjusting Practices and Claims Handling, Property and Casualty Insurance Coverages, and New Hampshire Insurance Laws and Regulations. The NH Claims Adjuster study guide has 4 sections and about 1,273 words.
01Insurance Principles and Concepts
This domain tests the doctrines that decide whether a loss is covered and how much the insurer owes. Expect questions on indemnity, insurable interest, good faith, proximate cause, valuation, coinsurance, subrogation, and other insurance.
348 words, about 2 min02Adjusting Practices and Claims Handling
This domain tests the claim lifecycle: first notice, investigation, coverage determination, documentation, reserving, negotiation, and settlement. The exam favors defensible file handling and plain coverage reasoning.
292 words, about 1 min03Property and Casualty Insurance Coverages
This domain tests how policy forms respond to losses. Know the main personal and commercial forms, the insureds, covered property, exclusions, and conditions.
316 words, about 2 min04New Hampshire Insurance Laws and Regulations
This domain tests New Hampshire-specific licensing and claim-conduct rules. The key sources are RSA 402-B for claims adjusters and RSA 417 for unfair insurance trade practices, enforced by the New Hampshire Insurance Department.
317 words, about 2 min