Notary Signing Agent study guide
Notary Signing Agent · Work through your exam, one topic at a time.
The Notary Signing Agent credential is a professional designation for commissioned Notaries who want to handle loan signing appointments - meeting borrowers, presenting and notarizing closing documents, and returning a complete package to the hiring company. The National Notary Association, which describes itself as the nation's leading provider of Notary training and says it leads the industry in training Notaries to become Signing Agents, offers certification for Notaries who want to perform loan signings or renew an existing NNA Certification. The Notary Signing Agent study guide has 4 sections and about 1,394 words.
01Notary Law and Notarial Acts
Every notarization is a state-authorized act performed face to face. The acknowledgment and the jurat are the acts a signing agent performs most, and exam questions test whether you can tell them apart.
364 words, about 2 min02Signing Agent Roles, Responsibilities and Ethics
A signing agent is an independent contractor hired by a title company, escrow officer, or signing service to present a loan package, verify identity, witness signatures, and return the documents promptly. The agent is not a party to the transaction and is not the borrower's representative.
354 words, about 2 min03Loan Documents and the Signing Appointment
Most refinance and purchase packages contain a Note (the promise to repay, with rate, payment, and maturity), a security instrument - a mortgage or deed of trust - granting the lender a lien, riders, a Closing Disclosure or settlement statement, an escrow or impound disclosure, a hazard insurance section, tax and occupancy affidavits, and identity or Patriot Act forms. Initials are usually required on the Closing Disclosure and on disclosures; full signatures go on the Note, security instrument, and affidavits.
349 words, about 2 min04Real Estate Closing Process and Title Basics
The closing process moves from contract to title search to title commitment to closing to recording. A title search examines the chain of title for ownership and encumbrances.
327 words, about 2 min