NRB Assistant case studies
NRB Assistant · Put your knowledge to work in context.
The Nepal Rastra Bank (NRB) Assistant credential is an entry-level recruitment examination for Nepal's central bank, aimed at candidates seeking assistant-level posts in the bank's central office in Baluwatar, Kathmandu, or its provincial offices. The NRB describes itself on its official site as "the Central Bank of Nepal", and its published structure - departments, divisions, units and provincial offices - indicates the breadth of work an assistant may support. The NRB Assistant case studies are 5 cases and about 2,974 words.
1Cooperative Seeking a Development Bank Licence
Sagarmatha Savings and Credit Cooperative in Dhangadhi has 8,500 members, NPR 1.4 billion in member deposits, NPR 1.2 billion in loans, and no NRB licence. Its signage and radio advertisements call it a 'bank' and promise a 9% annual return on deposits.
616 words, about 3 min2Cash Dividend Under Capital and Liquidity Pressure
Himalayan Commercial Bank has paid-up capital NPR 20 billion, retained earnings NPR 3.6 billion, risk-weighted assets NPR 200 billion, and CAR 11.8%. It reports NPL 4.8%, top 20 depositors 45% of deposits, credit-deposit ratio 92%, and LCR 105%.
611 words, about 3 min3Loose Liquidity, High Inflation and the INR Peg
Nepal's annual CPI inflation is 7.8%, credit growth 2.9%, deposit growth 8.6%, and interbank rate 3.2% against a 7.0% policy rate. CRR is 4%, SLR 12%, and excess reserves are rising.
581 words, about 3 min4Bank Reconciliation with an Unexplained Suspense Item
Janakpur Agro Traders' cash book shows a debit balance of NPR 1,250,000 on 31 Ashadh, while the bank statement shows a credit balance of NPR 1,410,000. The following are known: outstanding cheques NPR 180,000; a deposit in transit NPR 75,000; bank charges NPR 5,000 not recorded; a customer's cheque for NPR 40,000 deposited and later bounced, not recorded; and a standing instruction for NPR 25,000 paid by the bank but not entered.
568 words, about 3 min5Financial Inclusion Survey and the 60% Target
A financial inclusion survey in Karnali sampled 400 households; 240 reported having a bank or cooperative account. The survey was designed as a simple random sample, but 15% of selected remote households did not respond, and non-response was concentrated among households with no mobile phone.
598 words, about 3 min