OH Real Estate study plan

OH Real Estate · Give each week a clear focus.

8 weeks · About 6 hours per week

Week 1

Agency and Fiduciary Duties

Define agency creation, disclosure, and termination rules from memory without notes
Distinguish the fiduciary duties (care, obedience, loyalty, disclosure, accounting, confidentiality) and give one concrete breach example for each
Differentiate single agency, dual agency, designated agency, and non-agency in Ohio transaction scenarios
Classify 20 short fact patterns as agency or non-agency and identify who represents whom

A one-page, closed-book fiduciary-duty matrix plus a 25-question agency quiz scored at 80% or higher

Week 2

Resolve 10 dual-agency and confidentiality conflict scenarios and write the required disclosure language
Identify the elements of a valid contract and where each appears in the Ohio purchase contract
Label every major section of the purchase agreement and state its purpose
Trace the timeline of contingencies, inspections, and earnest money from offer to closing

A completed, annotated blank purchase contract with every contingency clause labeled and its deadline explained in your own words

Week 3

Compare listing agreements, buyer-broker agreements, and compensation structures
Explain counteroffers, acceptance, revocation, and the statute of frauds in Ohio
Identify remedies for breach: specific performance, liquidated damages, rescission, and earnest money disposition
Review addenda and disclosure forms, including agency disclosure and property condition disclosures

A 30-question contract-scenario set completed with written rationales for each answer, 80% or better

Week 4

Summarize loan-estimate and closing-disclosure line items and who pays what
Calculate monthly PITI, Loan-to-Value, and total interest over a loan term
Differentiate conventional, FHA, VA, and USDA loan requirements and down-payment rules
Explain the purpose and triggers of RESPA, TILA, and ECOA disclosures

Three fully worked financing worksheets (PITI, LTV, closing-cost allocation) with no arithmetic errors on a self-check

Week 5

Compute amortization schedules and identify how extra principal payments shorten term
Compare fixed-rate, adjustable-rate, balloon, and interest-only loan structures
Explain foreclosure, short sale, deed in lieu, and Ohio judicial foreclosure procedure steps in order
Identify predatory lending red flags and the prohibitions under Ohio mortgage law

A 40-question finance exam scored at 80% or better, with a written correction log for every missed item

Week 6

Outline Ohio licensing requirements: pre-licensing hours, exam, sponsorship, and post-licensing education
List the acts requiring a license and the exemptions available under Ohio law
State the rules on trust accounts, commingling, and record retention
Identify the disciplinary process and common license-law violations with their consequences

A two-page condensed rule sheet covering licensing, trust accounts, and discipline, written from memory then verified against source material

Week 7

Explain the three approaches to value and when each is appropriate
Compute gross rent multiplier and reconcile a simple sales-comparison adjustment grid
Distinguish forms of ownership: fee simple, tenancy in common, joint tenancy, and Ohio transfer-on-death deed
Describe deeds, title transfer, recording, and the basic closing/settlement process

A completed valuation worksheet and an ownership-forms comparison table, each verified for accuracy against course material

Week 8

Recall high-yield facts across all five domains using spaced-repetition flashcards
Complete two full-length timed practice exams under test-day conditions
Rewrite every missed question as a corrected concept sentence
Drill the weakest two sub-areas identified by practice-exam analytics

Two full practice exams completed with a rising score and a final one-page weak-area correction sheet reviewed the night before the exam

Week 2: Explain out loud, in under three minutes, who represents whom in a dual-agency scenario and what must be disclosed - without notes

Week 4: Score 80% or higher on a 50-question mixed agency-and-contracts set during a single timed sitting

Week 6: Correctly answer 15 of 15 Ohio license-law and trust-account questions in a row

Week 8: Achieve 75% or higher on both full-length practice exams with no domain scoring below 70%