OK Life & Health
Oklahoma Life & Health Insurance Producer License Exam
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ExploreAbout this exam
The Oklahoma Life & Health producer license is issued by the Oklahoma Insurance Department (OID) through its Licensing and Education Division, which the Department describes as overseeing "the issuance of new and renewal licenses for both resident and non-resident producers, adjusters and business entities." This page prepares candidates for the Oklahoma Life, Accident & Health producer examination, the licensing step for people who want to sell life insurance and accident and health insurance products in Oklahoma, whether as new entrants or as currently licensed producers adding a line of authority. The exam splits into two equally weighted content areas: Life Insurance (50%) and Accident & Health Insurance (50%). Expect life topics such as policy types, provisions, beneficiaries, underwriting, annuities and taxation, and health topics such as disability income, medical expense coverage, Medicare supplements, group health and health policy provisions. Preparation should be built on the OID's own licensing pages: check the Candidate Information Bulletin, the License Types list, the Fee Schedule and the study material link, plus the Exams quick links (License Exam, Pre-License, Exam Prep Providers, Order Exam, Study Manuals and the 2025 Exam Notice). Because the Department publishes a 2025 Exam Notice, confirm current exam logistics before scheduling. This is an independent study resource and is not affiliated with or endorsed by OID or any testing vendor.
What you'll study
About OK Life & Health preparation
Who issues the Oklahoma Life & Health producer license?
The Oklahoma Insurance Department's Licensing and Education Division handles new and renewal licenses for resident and non-resident producers, adjusters and business entities. Start at the OID licensing page, then use its License Types and Candidate Information Bulletin links to confirm which license and line of authority you need.
How is the exam weighted between life and health?
The two content areas are equally weighted: Life Insurance at 50% and Accident & Health Insurance at 50%. Neither half can be treated as an afterthought, so build a study plan that splits time evenly and revisit your weaker half before exam day.
How many questions are on the exam, how long is it, and what score passes?
Those details are not published in the source material used for this page, and the testing vendor's Oklahoma program page was unavailable at retrieval. Do not rely on secondhand figures. Confirm item count, time limit and passing score in the OID's Candidate Information Bulletin and current exam notice before you schedule.
How much does the exam cost and how do I schedule it?
Fees are not stated in the source material, so verify them on the OID Fee Schedule and through the Order Exam link rather than trusting older figures. The OID's Exams quick links also include License Exam, Pre-License, Exam Prep Providers and Study Manuals, which point to the approved scheduling and preparation routes.
What is the 2025 Exam Notice and does it affect me?
The OID lists a 2025 Exam Notice among its exam quick links, but the notice's contents were not available in the retrieved source text. Before scheduling, open it directly on the OID site to see whether it changes exam content, procedures or requirements that apply to your attempt.
How should I order my studying?
Cover both halves in parallel rather than finishing life before starting health, since each is 50% of the exam. Within each half, learn concepts first, then policy provisions and calculations. Finish with timed practice and a review of missed items, using OID-listed study manuals and prep providers as your content anchors.
What causes candidates to fail?
Common causes are neglecting one half of the exam, memorizing definitions without understanding policy provisions and calculations, and skipping the OID bulletin and exam notice so they prepare for an outdated format. Weak spots also show up in beneficiary, annuity and health policy provision questions, so drill those specifically.
Can I add a line of authority if I am already licensed?
Yes. The OID licensing page lists a New Application/Add Line of Authority quick link alongside renewal, reactivation and agency/business entity applications. Use that route if you already hold an Oklahoma license and want to add life or accident and health authority rather than apply as a new producer.
Where do I check my application or license status?
The OID provides License Tools quick links including Check the Status of a Submitted Application, Licensee Lookup and Update Your License. For licensing questions, the Division lists (405) 521-3916, in-state toll free 1-800-522-0071, fax (405) 522-3642, and [email protected].