OK Life & Health study guide
OK Life & Health · Work through your exam, one topic at a time.
The Oklahoma Life & Health producer license is issued by the Oklahoma Insurance Department (OID) through its Licensing and Education Division, which the Department describes as overseeing "the issuance of new and renewal licenses for both resident and non-resident producers, adjusters and business entities." This page prepares candidates for the Oklahoma Life, Accident & Health producer examination, the licensing step for people who want to sell life insurance and accident and health insurance products in Oklahoma, whether as new entrants or as currently licensed producers adding a line of authority. The exam splits into two equally weighted content areas: Life Insurance (50%) and Accident & Health Insurance (50%). Expect life topics such as policy types, provisions, beneficiaries, underwriting, annuities and taxation, and health topics such as disability income, medical expense coverage, Medicare supplements, group health and health policy provisions. Preparation should be built on the OID's own licensing pages: check the Candidate Information Bulletin, the License Types list, the Fee Schedule and the study material link, plus the Exams quick links (License Exam, Pre-License, Exam Prep Providers, Order Exam, Study Manuals and the 2025 Exam Notice). Topics on this exam: Life Insurance and Accident & Health Insurance. The OK Life & Health study guide has 2 sections and about 836 words.
01Life Insurance
Life Insurance tests how a policy is designed, owned, sold, and paid out. Oklahoma candidates should expect items on term, whole, universal, and variable products; riders; beneficiary designation; underwriting; annuities; taxation; and state replacement and marketing rules.
376 words, about 2 min02Accident & Health Insurance
Accident & Health Insurance tests medical expense and disability income coverage, cost-sharing, group benefits, Medicare, taxation, and Oklahoma market rules. Questions often ask you to calculate what the insurer pays and what the insured pays, or to distinguish similar time periods and policy types.
460 words, about 2 min