OR Property & Casualty study plan

Map the Oregon producer licensing lifecycle: prelicensing, exam, application, appointment, and renewal steps

List Oregon continuing-education hour requirements, deadlines, and the recordkeeping the producer must maintain

Define each unfair trade practice and unfair claims settlement practice named in Oregon insurance regulation, with one concrete example of each

Identify Oregon-specific notice, cancellation, nonrenewal, and proof-of-loss timelines that differ from general industry norms

Locate the Oregon statutes and administrative rules that govern producer conduct and cite them by topic area

Explain Oregon residual market and guaranty mechanisms, including which lines and losses each one does and does not cover

Differentiate Oregon rules for personal lines versus commercial lines cancellation and nonrenewal notice

Describe how Oregon treats premium finance, rebating, fiduciary handling of premiums, and commission sharing

Build the foundational vocabulary: risk, peril, hazard, pure versus speculative risk, indemnity, insurable interest, and the elements of a valid contract

Distinguish the four ways a contract can be void, voidable, or unenforceable and match each to an insurance scenario

Explain the roles of the producer, the insurer, the insured, and the beneficiary in the formation and performance of a policy

Reconstruct the homeowners policy structure from memory: declarations, insuring agreement, coverage parts A through F, conditions, and endorsements

Compare HO-2, HO-3, HO-4, HO-5, HO-6, and HO-8 by eligible risk, perils insured against, and coverage triggers

Distinguish open-peril from named-peril treatment and identify which coverage parts use each

Itemize the standard homeowners exclusions and the exceptions that restore coverage

Apply special limits of liability to specific categories of personal property

Solve coinsurance, loss-settlement, and deductible problems for both replacement cost and actual cash value

Explain the mortgagee clause, loss payable clause, and appraisal and salvage provisions in a property claim

Compare dwelling, commercial property, business income, and inland marine coverages by exposure and gap filled

Describe how Oregon-specific property requirements interact with standard policy conditions

Interpret ordinance-or-law, debris removal, and collapse provisions under a total loss scenario

Break negligence into its four elements and apply comparative and contributory fault rules to claim scenarios

Reconstruct the personal auto policy: liability, medical payments, uninsured and underinsured motorist, physical damage, and the exclusions and conditions of each

Contrast the PAP with the homeowners Section II liability coverage for a loss that could fall under both

Identify Oregon minimum financial responsibility requirements and how they affect UM/UIM and proof-of-coverage questions

Determine who qualifies as an insured under each auto coverage part

Distinguish commercial general liability Coverage A, B, and C, including the occurrence versus claims-made trigger and the retroactive date

Apply the additional insured, other insurance, and subrogation conditions to a multi-party claim

Explain Oregon workers compensation coverage structure, employer obligations, and the exclusive remedy concept

Compare umbrella and excess liability coverage and identify where each sits in a layered program

Classify a liability loss as premises, operations, products-completed operations, or personal and advertising injury

Revisit domain 2 concepts through exam-style questions rather than notes, and close any remaining gaps

Drill the policy-provision vocabulary that appears across property and casualty: conditions, warranties, representations, concealment, waiver, estoppel

Answer mixed 25-question sets that alternate domains so switching cost is practiced, not just content recall

Rewrite every note card that has produced more than two misses into a single clear rule statement

Complete two full-length timed practice exams under exam-day conditions and log every error by domain and sub-topic

Re-drill only the sub-topics that produced errors in week 7 and week 8

Recite Oregon timelines, notice rules, and financial responsibility limits aloud without notes

Confirm exam-day logistics and build a pacing plan for the number of questions per hour