Rhode Island Property and Casualty Insurance Producer
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ExploreAbout this exam
Rhode Island issues producer licenses by line of authority, and property and casualty authority is not a single combined credential. The Division of Insurance lists Property Insurance, Casualty Insurance, and Personal Lines (Property and Casualty) as separate major lines, each requiring its own qualifying examination, and it states plainly that the Division cannot advise an applicant which exam to schedule. Exams are delivered by Pearson VUE for the Rhode Island Department of Business Regulation. Rhode Island does not review or approve pre-licensing courses and does not issue study material, so preparation is self directed. The Division points candidates to the Pearson VUE content outlines, which function as the blueprint for each exam and cite the Rhode Island statutes and regulations tested. Expect coverage of insurance principles and contract law, property and casualty policy provisions, residential and commercial coverages, liability concepts, and Rhode Island licensing law and producer duties. Applications and renewals are filed online through NIPR, and producer licenses are biennial, with a $120.00 resident or $130.00 non-resident fee and a $50.00 reinstatement fee. The questions on this page are original practice items organized by domain so you can target weak areas before you schedule.
What you'll study
About Rhode Island Property and Casualty Insurance Producer preparation
Which Rhode Island exam do I schedule for property and casualty work?
Rhode Island treats Property Insurance, Casualty Insurance, and Personal Lines (Property and Casualty) as separate major lines, each with a separate exam. The Division of Insurance states it cannot advise an applicant which exam to schedule, so confirm the authority your employer or business needs before booking through Pearson VUE.
How difficult is the Rhode Island Property or Casualty producer exam?
Published calendar year 2025 figures show a 72 percent pass rate for the Rhode Island Property Producer exam in person and 79 percent remotely proctored, and a 72 percent pass rate for the Rhode Island Casualty Producer exam in person and 83 percent remotely proctored. These are aggregate rates across all takers, not a guarantee for any individual.
What content does the exam actually test?
The Pearson VUE content outlines are the blueprint. They list topics, subtopics, and citations to Rhode Island statutes and regulations, and the state portion of the exam reflects Rhode Island law. Work through the outline line by line and use the cited sections of Rhode Island General Laws Title 27 and the insurance regulations as your reading list.
Is pre-licensing education required in Rhode Island?
No. The Division of Insurance states that pre-licensing education is not a requirement to get a license and that Rhode Island does not review or approve pre-licensing courses. A course or self study can still be useful for exam preparation, but completing one does not satisfy or replace the licensing exam.
How much does the exam cost, and what are the license fees?
The Division does not publish an exam fee; that figure comes from the Pearson VUE scheduling page. License fees are published: a producer license is biennial at $120.00 for residents and $130.00 for non-residents, and the reinstatement fee is $50.00. Do not confuse the exam fee with the license fee.
How do I schedule, and can I test remotely?
Schedule by calling Pearson VUE at 800-274-3739 or through the Rhode Island insurance page at pearsonvue.com. The Division's published pass rate tables report both in-person and remotely proctored sittings for Rhode Island Property Producer and Casualty Producer exams, so remote delivery exists, but confirm availability and rules when you book.
How many questions are on the exam, and how long is it?
The Division of Insurance and its Pearson VUE general exam information do not state a question count, time limit, or passing score for producer exams. Those details come from Pearson VUE at scheduling. Treat any specific number you see elsewhere as unverified unless it traces back to Pearson VUE or the Division.
What happens if I fail, and how soon can I retake?
Rhode Island's published licensing pages do not state a producer exam retake policy, waiting period, or attempt limit. Contact Pearson VUE directly for the current retake rules and any fees. Plan your study schedule so a single sitting is enough rather than budgeting for repeated attempts.
In what order should I study the domains?
Build foundations first: insurance principles and contract law, then property and casualty policy provisions. Move to residential and commercial coverages, then liability concepts and personal auto. Finish with Rhode Island statutes, licensing rules, and producer responsibilities, using the content outline citations so state law gets dedicated time rather than leftovers.
I plan to sell flood insurance. Is there extra training?
The Division's producer licensing page links Insurance Bulletin 2006-7 on flood insurance training requirements and FEMA and NFIP agent training resources. Read the bulletin for the specific requirement rather than relying on general summaries, and keep proof of any training you complete for your records.