SC Claims Adjuster study plan

Define the core insurance concepts of risk, peril, hazard, indemnity, and insurable interest in your own words

Distinguish between the major types of hazards and classify ten example scenarios correctly

Explain the principles of utmost good faith, subrogation, and contribution with one original example each

Label the parts of an insurance contract and identify what each part does

Map the major lines of property and casualty coverage and state what each insures

Differentiate tort liability concepts including negligence, proximate cause, and comparative versus contributory fault

Identify the elements of a valid contract and match each element to an insurance policy feature

Calculate simple loss-settlement outcomes using ACV, replacement cost, and coinsurance formulas

Compare dwelling, homeowners, and commercial property coverage forms by covered perils and exclusions

Break down a property policy into coverage parts and label deductibles, limits, and valuation clauses

Sort the major liability coverage forms by who and what they protect

Classify twenty policy provisions as covered, excluded, or limited

Sequence the claim-handling lifecycle from first notice of loss through settlement and closure

Identify the adjuster's duties at each stage and the authority limits that apply

Explain how to investigate, document, and evaluate a first-party property loss

Distinguish first-party from third-party claim handling and liability determination

Assess coverage, liability, and damages in sequenced practice scenarios and defend each conclusion

Detect fraud indicators and red flags in claim narratives and describe the proper referral steps

Apply subrogation and salvage rules to recovery scenarios

Write settlement recommendations that state the basis for the amount

Outline the adjuster licensing, appointment, and continuing-education requirements in South Carolina

List the unfair claim settlement practices prohibited under South Carolina law and give an original example of each

Identify the state regulator's role and the reporting obligations that apply to insurers and adjusters

Describe the penalties and consumer remedies tied to improper claim handling

Recall South Carolina-specific timeframes, notice requirements, and regulatory deadlines from memory

Re-test weak areas from Domains 1 and 4 and correct every missed item with a written explanation

Answer mixed-topic practice questions under timed conditions

Explain how state regulation interacts with the general insurance principles learned in Week 1

Complete two full-length timed practice exams under test-day conditions

Rank remaining weak areas by error rate and re-drill the top three

Review all previously written deliverables as a consolidated summary sheet

Finalize a one-page formula and definition sheet for last-minute review