TX NJE flashcards
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- Minimum age to be a notary
- Most states require a notary applicant to be at least 18 years old at the time of application, in addition to residency and literacy requirements set by statute.
- Surety bond purpose
- A notary bond protects the public from losses caused by notarial misconduct up to the bond amount; it does not shield the notary from personal liability for losses beyond that amount.
- Notary commission is personal
- A commission belongs to the individual notary and cannot be transferred to or used by an employer or business entity as though the business were the notary.
- Oath of office requirement
- Many states require the notary to take and file an oath of office, along with the bond and seal impression, before the commission becomes effective.
- Disclosing prior convictions
- Applicants usually must disclose prior felony or certain misdemeanor convictions on the application; an undisclosed disqualifying conviction can invalidate the appointment.
- Residency or employment link
- Applicants typically must reside in the commissioning state or have a place of employment there; moving out of state may require resignation or loss of commission.
- Commission term and renewal
- The length of a notary commission and the renewal process are set by statute; performing acts after expiration is prohibited until the commission is renewed.
- Seal obtained at commissioning
- The notary must obtain the official seal or stamp as part of being commissioned; the commission number or expiration date usually appears on the seal.
- Personal appearance required
- The signer must physically appear before the notary for a paper notarization; remote acts are permitted only where remote notarization rules expressly authorize them.
- Satisfactory evidence of identity
- The notary must identify the signer through personal knowledge or satisfactory evidence, such as a current government-issued photo ID, or a credible witness where allowed.
- Willingness and awareness screening
- The notary must determine that the signer appears willing and aware of the act; if coercion, confusion, or incapacity is apparent, the notary should decline.
- Administering oaths and affirmations
- A notary may administer oaths and affirmations when a certificate requires them, such as for a jurat, and must actually have the signer swear or affirm.
- No legal advice by notary
- A notary may not give legal advice, draft documents, or choose which notarial certificate the signer should use; those tasks belong to attorneys or the parties.
- Copy certification authority
- A notary may certify copies of documents only where the statute authorizes it; many states prohibit copy certification entirely or limit it to specific records.
- Contemporaneous journal entry
- Where a journal is required, the notary records each act at the time it is performed, including date, act type, signer identity, and identity evidence used.
- Interpreter does not replace notary
- Using an interpreter or signing agent does not relieve the notary of the duty to communicate directly with the signer about the nature of the notarial act.
- Acknowledgment defined
- An acknowledgment certifies that the signer personally appeared, was identified, and acknowledged executing the document voluntarily for its stated purpose.
- Jurat defined
- A jurat certifies the signer appeared, was identified, and swore or affirmed the contents of the document before the notary, who administered the oath.
- Signature witnessing certificate
- A signature witnessing certificate certifies only the signer's appearance and identification; it does not certify that the signer swore to the document's contents.
- Certificate must match act
- The notarial certificate wording must match the act actually performed; jurat language cannot be used for an acknowledgment, and acknowledgment language cannot be used for a jurat.
- Elements of a complete certificate
- A complete certificate states the venue, the act language, the date, the signer's name, and the notary's signature, title, and commission expiration date.
- Loose certificate use
- If a document lacks certificate wording, the notary may attach a loose certificate, but the notary should not select the type of act on the signer's behalf.
- No pre-signed certificates
- A notary must never pre-sign, pre-stamp, or seal a blank certificate; the certificate is completed only in connection with an act actually performed.
- Jurats require presence
- For a jurat, the signer must sign in the notary's presence and take the oath before the notary completes and signs the jurat certificate.
- No self-notarization
- A notary may not notarize the notary's own signature or any document in which the notary is a party or holds a direct beneficial interest.
- Family notarization limits
- Many states restrict or prohibit notarizing for a spouse, parent, child, or sibling; declining when a personal interest exists is the safe practice.
- Blank notarization prohibited
- Signing or sealing a document when no signer is present or when the certificate is incomplete is a prohibited blank notarization and grounds for discipline.
- Statutory fee cap
- A notary may not charge more than the statutory maximum fee per notarial act; exceeding the cap is a violation that can lead to discipline.
- Unauthorized practice of law
- A non-attorney notary may not give legal advice, draft legal documents, select forms, or imply authority to practice law through advertising or conduct.
- Journal confidentiality
- Disclosing or selling personal information from the notary journal, except as required by law or court order, is prohibited and may be a violation.
- Expired commission acts
- Performing a notarial act after the commission expires, or using a seal reported lost or stolen, is a prohibited act subject to enforcement.
- Journal retention period
- The notary journal is generally the notary's property and must be kept for the statutory period, often several years after the last act or after the commission ends.
- Journal inspection and subpoena
- Authorized persons may inspect the journal, and it must be produced under subpoena or court order; refusing a lawful inspection can itself be a violation.
- Seal content requirements
- The official seal must show the notary's name, commission number or expiration, and statutory wording, and each impression must be legible.
- No sharing the seal
- A notary may not lend, share, or allow another person to use the official seal or stamp; the notary is responsible for keeping it secure.
- Lost or stolen seal
- A lost or stolen seal must be reported as the statute requires, and the notary may not continue using a seal known to be compromised.
- Electronic notarization records
- Electronic notarization requires an electronic seal and may require journal records kept in a tamper-evident electronic format under the state's rules.
- Disposition of seal at end
- When a commission ends, the notary generally must surrender or destroy the seal as required and retain the journal for the statutory retention period.
- Travel and mobile fees
- Travel, mobile-service, or convenience fees may be charged only if the statute permits and must be separately identified from the per-act notarial fee.
- Fee disclosure and receipt
- A notary should disclose the fee before performing the act and provide an itemized receipt or statement on request, consistent with journal records.
- Misleading advertising ban
- Advertising must not state or imply that the notary is an attorney, can give legal advice, or can prepare immigration or legal documents.
- Employer cannot waive steps
- An employer may not direct a notary employee to skip identification, appearance, or journal steps; the notary remains personally responsible for compliance.
- No-fee required acts
- Where a statute requires a notary to perform an act without charge, such as certain official acts, charging a fee for that act is prohibited.
- Accurate business credentials
- Business cards and signs must show the notary's name and title accurately and must not use misleading credentials or seals implying official authority beyond the commission.
- Commissioning authority enforcement
- The commissioning authority, often the Secretary of State or governor, investigates complaints and may suspend, revoke, or refuse to renew a notary commission.
- Grounds for discipline
- Grounds include fraud, dishonesty, incompetence, unprofessional conduct, exceeding fee caps, and failure to maintain required records or seals.
- Criminal notary violations
- Forgery, false certification, impersonating a notary, and notarizing without a commission can carry criminal penalties in addition to administrative sanctions.
- Civil liability and bond limits
- A harmed person may sue the notary; the surety bond provides limited recovery, and the notary remains personally liable for losses exceeding the bond.
- Range of administrative penalties
- Administrative sanctions can include fines, restitution, required training, public reprimand, suspension, or revocation of the commission.
- Duty to cooperate with inquiry
- A notary must respond to inquiries from the commissioning authority; failure to cooperate can itself be a separate ground for discipline.
- Filing a complaint
- Complaints are typically filed in writing with the commissioning authority and must identify the notary, the act at issue, and the alleged violation.
- Effect of revocation or resignation
- A notary whose commission is revoked or who resigns must immediately stop performing notarial acts and dispose of the seal as the statute requires.