UT Property & Casualty study plan
UT Property & Casualty · Give each week a clear focus.
8 weeks · About 6 hours per week
Insurance Principles and Concepts (property and casualty basics) & Property Insurance Coverages and Policy Provisions
Define the core risk and insurance concepts (risk transfer, indemnity, insurable interest, peril versus hazard, adverse selection) in your own words
Distinguish how property policies and casualty policies are structured, and explain why the same policy can contain both
Diagram the five exam domains with their weights and assign your available study hours across them
Identify which domains carry the largest content volume and justify the sequencing in your calendar
Your checkpoint
A one-page glossary of 25 core terms rewritten in your own words, self-quizzed to at least 90% correct
Property Insurance Coverages and Policy Provisions
Compare the major homeowners forms (HO-3, HO-4, HO-6, HO-8) by which coverage parts each includes
Compute Coverage A, B, C, and D limits from a stated dwelling limit and standard percentages
Classify covered perils versus exclusions across dwelling and homeowners forms
Apply deductible mechanics and coinsurance-style valuation to property loss scenarios
Your checkpoint
A worked problem set of 20 property-limit and loss-settlement calculations with shown steps, scored at 80% or better
Property Insurance Coverages and Policy Provisions & Casualty Insurance Coverages and Policy Provisions
Differentiate commercial property forms, including building and personal property coverage and the causes-of-loss options
Outline inland marine and crime coverages by the exposure each addresses
Describe the structure of commercial general liability coverage parts and what each part responds to
List the four elements of negligence and apply them to short fact patterns
Your checkpoint
A side-by-side comparison table of six commercial property forms plus 15 liability concept questions answered at 80% or better
Casualty Insurance Coverages and Policy Provisions
Analyze commercial general liability Coverage A, B, and C and select the correct part for given claims
Contrast personal auto and commercial auto coverage triggers and covered vehicles
Explain workers compensation benefits and employers liability exposure
Apply occurrence and aggregate limits to multi-claim scenarios to determine available limits
Your checkpoint
A timed 40-question quiz spanning domains 1 to 3, scored at 80% or better, with a written error log for every missed item
Casualty Insurance Coverages and Policy Provisions & Utah Insurance Laws, Rules, and Regulations
Compare uninsured and underinsured motorist coverage with medical payments and personal injury protection
Identify Utah's minimum auto liability and personal injury protection requirements
Explain the purpose and structure of Utah's financial responsibility rules for drivers and insureds
Locate the Utah statutory and administrative sources for the auto and property requirements you must know
Your checkpoint
A one-page Utah auto and financial responsibility limits sheet cross-checked against an official source, plus a 25-question quiz at 80% or better
Utah Insurance Laws, Rules, and Regulations
Outline the licensing process, appointment, and termination reporting duties of a Utah producer
Summarize Utah continuing education obligations and the consequences of noncompliance
Distinguish the unfair trade and claims practices prohibited under Utah law
Describe the enforcement authority and market conduct role of the Utah Insurance Department
Your checkpoint
A 30-item Utah rules fact sheet created from official sources and a 30-question quiz scored at 85% or better
Producer Licensing, Marketing, and Ethical Practices & Casualty Insurance Coverages and Policy Provisions
Apply fiduciary duties to premium handling, including the rules on commingling and timely remittance
Evaluate marketing and advertising conduct against prohibited-practice standards
Use a step-by-step decision framework to resolve three ethical dilemma scenarios involving clients, carriers, and prospects
Re-drill the two lowest-scoring topic areas from your error logs
Your checkpoint
Ten written ethical scenario analyses with a stated action and rule-based justification, plus a timed 50-question mixed exam at 80% or better
Insurance Principles and Concepts (property and casualty basics) & Property Insurance Coverages and Policy Provisions & Casualty Insurance Coverages and Policy Provisions & Utah Insurance Laws, Rules, and Regulations & Producer Licensing, Marketing, and Ethical Practices
Reconstruct the full outline of all five domains from memory and fill gaps against your notes
Complete two full-length timed practice exams under test-day conditions
Categorize every missed question by domain and root cause (knowledge gap versus misread)
Re-study only the top three recurring error patterns identified in your logs
Your checkpoint
Two completed full-length practice exams scored at 85% or better, each with a finalized error log and a re-study checklist
Milestones
Week 2: Explain the coverage parts of four homeowners forms and calculate limits correctly on 16 of 20 problems without notes
Week 4: Score 80% or better on a 40-question mixed quiz over domains 1 through 3, with an error log showing the rule behind each miss
Week 6: Score 85% or better on a 30-question Utah-specific quiz and recite producer licensing, continuing education, and unfair practice rules from your fact sheet
Week 7: Average 80% or better across all five domains on a timed 50-question mixed exam
Week 8: Score 85% or better on two consecutive full-length timed practice exams with no domain below 75%