VA Property & Casualty case studies

VA Property & Casualty · Put your knowledge to work in context.

The Virginia Property and Casualty Insurance Agent license is a producer credential that lets you solicit, negotiate, and sell property and casualty insurance products in the Commonwealth - homeowners and dwelling policies, personal and commercial auto, commercial property and inland marine, general liability, umbrella, and workers' compensation. It suits career changers entering agency or carrier roles, customer service and account-management staff who need a license to transact, and captive or independent agents adding a line of authority. The VA Property & Casualty case studies are 5 cases and about 4,236 words.

Dana's Move: Appointments, Unlicensed Assistants, and CE Deficits

Dana has held a Virginia property and casualty producer license since 2019 and was appointed by Carrier A through the agency where she worked. In March she moved to a competing agency, carried out hard copies of her renewal files, and began calling her former clients.

867 words, about 4 min 2

Priya's Shower Wall: Seepage, Mold, and Code Upgrades

Priya's 1978 split-level in Chesterfield is insured on an HO-3 (10 00 edition) with Coverage A of 350,000 and a 2,500 deductible. In March the tile on her hall bathroom wall popped loose and the drywall crumbled.

881 words, about 4 min 3

Marcus's Pickup, His Parents' Policy, and Virginia UIM

Marcus is 24, lives with his parents in Roanoke, and owns a pickup titled in his own name. The pickup is insured on Marcus's own Virginia PAP at 100/300/50 with UM/UIM of 100/300, which he did not reject.

777 words, about 4 min 4

Ridgeway Fabrication: Coinsurance Math on a Two-Part Loss

Ridgeway Fabrication insures a single building and its business personal property under an unendorsed commercial property policy with a 90% coinsurance clause and replacement cost valuation on both coverage parts. The building limit is 900,000 and the BPP limit is 300,000.

733 words, about 4 min 5

Denise's Detour and Tomas's Late Carpal Tunnel Claim

Denise is a regional sales manager for a North Carolina manufacturer. She was hired in Roanoke, works out of a home office there, and covers Virginia and West Virginia; her employment is principally localized in Virginia.

978 words, about 5 min