CTP (ABC) case studies
CTP · Put your knowledge to work in context.
The Certified Treasury Professional (CTP) is a credential administered by the Association for Financial Professionals (AFP). AFP describes the CTP designation as setting the standard in the treasury profession and as a global symbol of excellence. That framing is useful for candidates: the credential is positioned for finance and treasury practitioners who want a recognized signal of professional competence, not a narrow software certificate. It is relevant to people working in corporate treasury, cash management, payments, risk, and related finance functions, and to early-career professionals building toward those roles. The CTP case studies are 5 cases and about 2,529 words.
1Northwind Components: Cash Positioning with Stale Bank Data
Northwind Components operates 14 operating accounts at six local banks in five countries. Daily bank statements arrive by 09:00 local for four accounts, but two subsidiaries' statements arrive T+2 and include only prior-day closing balances.
600 words, about 3 min2Meridian Distribution: Payment Factory and Duplicate Risk
A 900 million revenue distributor processes 12,000 payments a month across three ERPs and seven banks. Each business unit formats its own files; 4.1% of payments reject on first submission, mostly due to invalid IBANs and beneficiary name mismatches.
509 words, about 3 min3Halcyon Foods: Working Capital Release and Supplier Discount
Halcyon Foods has revenue of 480 million, COGS 360 million, and average balances: receivables 81.5 million, inventory 47.3 million, payables 34.5 million. Its DSO is 62 days, DIO 48 days, and DPO 35 days.
398 words, about 2 min4Arcadia Logistics: Swap versus Cap on Variable-Rate Debt
Arcadia Logistics has 200 million of five-year variable-rate debt priced at SOFR + 175 bp. SOFR is 4.30%, so the all-in rate is 6.05%.
531 words, about 3 min5Global Specialty Chemicals: FX Spreadsheet Risk and TMS Business Case
A global specialty chemical company hedges FX with spreadsheets. It has 22 currency pairs, 45 entities, and 300 monthly exposures.
491 words, about 2 min